/* Design tokens (:root vars) and base reset now live solely in tokens.css —
   link it before this file. Previously duplicated here and in the
   "NEWS DETAIL PAGE STYLES" section below with drifting values (e.g. this
   block's body background/font-family silently overrode tokens.css's on
   pages that loaded both, since this file loads after tokens.css). */

.skip-link {
  position: absolute;
  left: 14px;
  top: -48px;
  z-index: 10000;
  background: var(--ink);
  color: #fff;
  padding: 10px 14px;
  border-radius: 6px;
  font-weight: 800;
  font-size: .82rem;
  transition: top .2s
}

.skip-link:focus {
  top: 14px;
  outline: 3px solid var(--g1)
}

.sr-only {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
  border: 0
}

.hp-field {
  position: fixed !important;
  left: 0 !important;
  top: 0 !important;
  width: 1px !important;
  height: 1px !important;
  margin: 0 !important;
  padding: 0 !important;
  opacity: 0 !important;
  pointer-events: none !important;
  clip-path: inset(50%) !important;
  overflow: hidden !important;
  border: 0 !important
}

.form-status {
  display: none;
  margin-top: 11px;
  border-radius: 8px;
  padding: 12px 14px;
  font-size: .84rem;
  line-height: 1.62
}

.hero-status {
  background: rgba(255, 255, 255, .09);
  color: #9dffd8;
  font-size: .8rem;
  border-left: 4px solid rgba(157, 255, 216, .75)
}

.form-status.ok,
.fsuc.ok,
.nl-status.ok {
  display: block;
  background: var(--tllt);
  border-left: 4px solid var(--tl);
  color: var(--txt)
}

.form-status.err {
  display: block;
  background: var(--rdlt);
  border-left: 4px solid var(--rd);
  color: var(--txt)
}

.nl-status {
  max-width: 460px;
  margin-left: auto;
  margin-right: auto;
  color: #9dffd8;
  background: rgba(255, 255, 255, .08)
}

.nl-status.ok {
  color: #9dffd8;
  background: rgba(255, 255, 255, .08);
  border-left-color: #9dffd8
}

.container {
  max-width: 1180px;
  margin: 0 auto;
  padding: 0 26px
}

h1,
h2,
h3,
h4 {
  font-family: 'Cormorant Garamond', serif;
  line-height: 1.12
}

section[id],
main[id] {
  scroll-margin-top: 120px
}

button,
a,
input,
select,
textarea,
[role="button"] {
  touch-action: manipulation
}

button:focus-visible,
a:focus-visible,
input:focus-visible,
select:focus-visible,
textarea:focus-visible,
[role="button"]:focus-visible {
  outline: 3px solid var(--g1);
  outline-offset: 3px
}

.sec {
  padding: 92px 0
}

.sec-sm {
  padding: 64px 0
}

.lbl {
  font-size: 11px;
  font-weight: 800;
  letter-spacing: 2.5px;
  text-transform: uppercase;
  color: var(--g1);
  margin-bottom: 14px;
  display: inline-flex;
  align-items: center;
  gap: 10px;
}

.lbl::before {
  content: '';
  display: inline-block;
  width: 20px;
  height: 2px;
  background: currentColor;
  border-radius: 2px;
  opacity: 0.65;
  flex-shrink: 0;
}

.ttl {
  font-size: clamp(2rem, 3.8vw, 2.75rem);
  color: var(--ink);
  margin-bottom: 14px;
  line-height: 1.07;
  text-wrap: balance;
  letter-spacing: -0.025em;
}

.sub {
  font-size: 1.02rem;
  color: var(--txt2);
  line-height: 1.88;
  max-width: 640px
}

.gln {
  width: 52px;
  height: 3.5px;
  background: var(--gold-grad);
  border-radius: 4px;
  margin: 14px 0 28px
}

.gln.cx {
  margin-left: auto;
  margin-right: auto
}

/* Buttons */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 14px 28px;
  border-radius: 10px;
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-weight: 700;
  font-size: .92rem;
  cursor: pointer;
  border: none;
  transition: background .3s cubic-bezier(0.2, 0.8, 0.2, 1), color .3s cubic-bezier(0.2, 0.8, 0.2, 1), border-color .3s cubic-bezier(0.2, 0.8, 0.2, 1), box-shadow .3s cubic-bezier(0.2, 0.8, 0.2, 1), transform .3s cubic-bezier(0.2, 0.8, 0.2, 1);
  letter-spacing: .3px;
  white-space: nowrap;
  position: relative;
  overflow: hidden;
}

.btn::after {
  content: '';
  position: absolute;
  top: 0;
  left: -100%;
  width: 50%;
  height: 100%;
  background: linear-gradient(90deg, transparent, rgba(255, 255, 255, .25), transparent);
  transform: skewX(-20deg);
  transition: none;
}

.btn:hover::after {
  left: 150%;
  transition: left .6s ease-in-out
}

.btn-g {
  background: linear-gradient(135deg, #f0c840 0%, #d4a017 100%);
  color: var(--ink);
  box-shadow: 0 4px 16px rgba(212, 160, 23, .35), inset 0 -2px 0 rgba(0, 0, 0, .1), inset 0 2px 0 rgba(255, 255, 255, .3);
  text-shadow: 0 1px 0 rgba(255, 255, 255, .3);
}

.btn-g:hover {
  background: linear-gradient(135deg, #f9d760 0%, #e8b225 100%);
  transform: translateY(-3px);
  box-shadow: 0 8px 25px rgba(212, 160, 23, .5), inset 0 -2px 0 rgba(0, 0, 0, .1);
}

.btn-n {
  background: linear-gradient(135deg, #1a3060 0%, #0d1b3e 100%);
  color: #fff;
  box-shadow: 0 4px 16px rgba(13, 27, 62, .3), inset 0 -2px 0 rgba(0, 0, 0, .15), inset 0 2px 0 rgba(255, 255, 255, .1);
}

.btn-n:hover {
  background: linear-gradient(135deg, #244385 0%, #1a3060 100%);
  transform: translateY(-3px);
  box-shadow: 0 8px 25px rgba(13, 27, 62, .4), inset 0 -2px 0 rgba(0, 0, 0, .15);
}

.btn-t {
  background: var(--tl);
  color: #fff
}

.btn-t:hover {
  background: var(--tlm);
  transform: translateY(-2px)
}

.btn-ol {
  background: rgba(255, 255, 255, .05);
  color: #fff;
  border: 1.5px solid rgba(255, 255, 255, .3);
  backdrop-filter: blur(10px);
}

.btn-ol:hover {
  background: rgba(255, 255, 255, .15);
  border-color: rgba(255, 255, 255, .6);
  transform: translateY(-3px);
  box-shadow: 0 8px 25px rgba(0, 0, 0, .2);
}

.btn-sm {
  padding: 9px 18px;
  font-size: .82rem
}

.btn-xs {
  padding: 7px 14px;
  font-size: .76rem
}

.arr {
  transition: transform .18s
}

.btn:hover .arr {
  transform: translateX(4px)
}

.link-btn {
  background: none;
  border: none;
  color: inherit;
  font: inherit;
  cursor: pointer;
  text-decoration: underline;
  padding: 0
}

/* Scroll progress */
#prog {
  position: fixed;
  top: 0;
  left: 0;
  height: 3px;
  background: var(--gold-grad);
  z-index: 9999;
  width: 0%;
  transition: width .1s
}

/* Alert banner */
.alert-bar {
  background: linear-gradient(90deg, #6b1111 0%, #b22828 40%, #c62f2f 60%, #6b1111 100%);
  color: #fff;
  text-align: center;
  padding: 10px 16px;
  font-size: .8rem;
  font-weight: 700;
  position: relative;
  letter-spacing: .2px;
}

.alert-bar a {
  color: #ffcece;
  text-decoration: underline;
  text-underline-offset: 2px;
}

.alert-close {
  position: absolute;
  right: 14px;
  top: 50%;
  transform: translateY(-50%);
  background: none;
  border: none;
  color: rgba(255, 255, 255, .7);
  cursor: pointer;
  font-size: 1.1rem;
  line-height: 1
}

.alert-close:hover {
  color: #fff
}

/* Strip - Improved Premium Style */
.strip {
  background: linear-gradient(90deg, #070d1f 0%, #0a1530 50%, #0d1b3e 100%);
  color: rgba(255, 255, 255, .9);
  font-size: .78rem;
  font-weight: 600;
  padding: 10px 0;
  border-bottom: 1px solid rgba(255, 255, 255, .05);
  letter-spacing: 0.3px;
}

.strip .container {
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 12px
}

.strip a {
  color: var(--g2);
  font-weight: 700;
  transition: color .3s ease, text-shadow .3s ease
}

.strip a:hover {
  color: #fff;
  text-shadow: 0 0 8px rgba(232, 193, 69, 0.4);
}

.strip-l {
  display: flex;
  align-items: center;
  gap: 16px;
  flex-wrap: wrap
}

.strip-l>a {
  background: linear-gradient(135deg, var(--g1) 0%, var(--g2) 100%);
  color: var(--ink);
  padding: 4px 14px;
  border-radius: 20px;
  font-weight: 800;
  text-transform: uppercase;
  font-size: .65rem;
  letter-spacing: 1px;
  box-shadow: 0 2px 10px rgba(212, 160, 23, .2);
  transition: transform 0.2s, box-shadow 0.2s;
}

.strip-l>a:hover {
  transform: translateY(-1px);
  box-shadow: 0 4px 14px rgba(212, 160, 23, .4);
  color: var(--ink);
  text-shadow: none;
}

.strip-l .dot {
  display: inline-block;
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: #2dd47a;
  box-shadow: 0 0 0 3px rgba(45, 212, 122, .25);
  animation: pl 2s ease-in-out infinite;
  margin-right: 4px;
}

@keyframes pl {

  0%,
  100% {
    opacity: 1;
    transform: scale(1)
  }

  50% {
    opacity: .6;
    transform: scale(.8)
  }
}

.strip-r {
  display: flex;
  align-items: center;
  gap: 20px;
  flex-wrap: wrap
}

.strip-r a {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  color: #fff;
}

.strip-r a:hover {
  color: var(--g2);
}

.strip-r svg {
  width: 14px;
  height: 14px;
  flex-shrink: 0;
  color: var(--g2);
}

/* Nav - Premium Update */
nav {
  position: sticky;
  top: 0;
  z-index: 1000;
  background: rgba(255, 255, 255, .98);
  backdrop-filter: saturate(180%) blur(12px);
  -webkit-backdrop-filter: saturate(180%) blur(12px);
  border-bottom: 1px solid rgba(13, 27, 62, .06);
  transition: background .3s ease, border-color .3s ease, box-shadow .3s ease;
}

nav.sc {
  box-shadow: 0 10px 40px rgba(13, 27, 62, .08);
  border-bottom-color: transparent;
  background: rgba(255, 255, 255, .99)
}

.navi {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 90px;
  gap: 16px;
  min-width: 0
}

.logo-blk {
  display: flex;
  align-items: center;
  gap: 16px;
  flex-shrink: 0;
  text-decoration: none;
  transition: transform .3s cubic-bezier(0.2, 0.8, 0.2, 1)
}

.logo-blk:hover {
  transform: translateY(-2px)
}

.logo-img {
  width: 58px;
  height: 58px;
  border-radius: 12px;
  object-fit: contain;
  border: 2px solid rgba(212, 160, 23, .3);
  box-shadow: 0 6px 18px rgba(13, 27, 62, .08);
  background: #fff;
  padding: 4px
}

.logo-txt .ln {
  font-family: 'Cormorant Garamond', serif;
  font-size: 1.3rem;
  color: var(--ink);
  line-height: 1.1;
  letter-spacing: .02em;
  font-weight: 700
}

.logo-txt .ln span {
  color: var(--gdk);
  font-weight: 700
}

.logo-txt {
  min-width: 0
}

.logo-txt .lm {
  display: flex;
  align-items: center;
  gap: 8px;
  margin-top: 5px
}

.logo-pill {
  background: #e8f4f1;
  border: 1px solid rgba(26, 107, 104, .15);
  color: #12635f;
  font-size: .62rem;
  font-weight: 800;
  letter-spacing: 1px;
  text-transform: uppercase;
  padding: 3px 8px;
  border-radius: 4px
}

.logo-yr {
  font-size: .68rem;
  font-weight: 600;
  color: var(--txt2);
  letter-spacing: .3px
}

.nl {
  display: flex;
  align-items: center;
  gap: 2px;
  min-width: 0;
  flex-wrap: wrap;
  justify-content: flex-end
}

.nl a {
  padding: 9px 12px;
  font-size: .84rem;
  font-weight: 700;
  color: var(--txt2);
  border-radius: 30px;
  position: relative;
  z-index: 1;
  transition: color .3s ease, background .3s ease
}

.nl a::after {
  content: '';
  position: absolute;
  inset: 0;
  background: var(--pale);
  border-radius: 30px;
  z-index: -1;
  opacity: 0;
  transform: scale(0.9);
  transition: opacity .3s cubic-bezier(0.2, 0.8, 0.2, 1), transform .3s cubic-bezier(0.2, 0.8, 0.2, 1)
}

.nl a:hover {
  color: var(--ink)
}

.nl a:hover::after {
  opacity: 1;
  transform: scale(1)
}

.nl a.active {
  color: var(--ink);
  background: var(--pale);
}

.nc {
  display: flex;
  align-items: center;
  gap: 12px;
  flex-shrink: 0
}

.nc .ph {
  display: none;
  align-items: center;
  gap: 8px;
  font-size: .9rem;
  font-weight: 800;
  color: var(--txt);
  padding: 8px 16px;
  border-radius: 30px;
  border: 1.5px solid var(--bdr);
  background: transparent;
  transition: background .3s cubic-bezier(0.2, 0.8, 0.2, 1), border-color .3s cubic-bezier(0.2, 0.8, 0.2, 1), color .3s cubic-bezier(0.2, 0.8, 0.2, 1), box-shadow .3s cubic-bezier(0.2, 0.8, 0.2, 1)
}

.nc .ph:hover {
  border-color: var(--g1);
  background: var(--glt);
  color: var(--ink);
  box-shadow: 0 4px 12px rgba(212, 160, 23, .1)
}

.nc .ph svg {
  width: 16px;
  height: 16px;
  color: var(--g1);
  flex-shrink: 0
}

.nc .btn {
  padding: 12px 24px;
  font-size: .92rem;
  font-weight: 800;
  letter-spacing: .3px;
  border-radius: 30px;
  box-shadow: 0 6px 20px rgba(212, 160, 23, .3);
  transition: box-shadow .3s cubic-bezier(0.2, 0.8, 0.2, 1), transform .3s cubic-bezier(0.2, 0.8, 0.2, 1), background .3s cubic-bezier(0.2, 0.8, 0.2, 1)
}

.nc .btn:hover {
  transform: translateY(-2px);
  box-shadow: 0 10px 25px rgba(212, 160, 23, .45)
}

.hbg {
  display: none;
  background: none;
  border: none;
  cursor: pointer;
  flex-direction: column;
  gap: 5px;
  padding: 5px
}

.hbg span {
  display: block;
  width: 24px;
  height: 2.5px;
  background: var(--ink);
  border-radius: 2px;
  transition: transform .3s, opacity .3s
}

.hbg.op span:nth-child(1) {
  transform: rotate(45deg) translate(6px, 6px)
}

.hbg.op span:nth-child(2) {
  opacity: 0
}

.hbg.op span:nth-child(3) {
  transform: rotate(-45deg) translate(6px, -6px)
}

.mob {
  display: none;
  background: #fff;
  border-top: 1px solid var(--bdr);
  padding: 18px 24px 26px;
  box-shadow: 0 8px 24px rgba(13, 27, 62, .08)
}

.mob.op {
  display: block
}

.mob a {
  display: block;
  padding: 12px 12px;
  font-size: .95rem;
  font-weight: 700;
  color: var(--txt);
  border-bottom: 1px solid var(--bdr);
  border-radius: 6px;
  transition: background .2s, color .2s, padding-left .2s
}

.mob a:hover {
  background: var(--pale);
  color: var(--ink);
  padding-left: 18px
}

/* HERO — calm, professional, harmonious */
.hero {
  background:
    linear-gradient(180deg, #0d1b3e 0%, #14275a 55%, #1c3a78 100%);
  position: relative;
  overflow: hidden;
  padding: 110px 0 100px;
  color: #fff;
}

.hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background:
    radial-gradient(ellipse 60% 55% at 88% 18%, rgba(34, 133, 127, .22) 0%, transparent 65%),
    radial-gradient(ellipse 55% 45% at 8% 78%, rgba(212, 160, 23, .14) 0%, transparent 60%),
    linear-gradient(180deg, rgba(13, 27, 62, .15) 0%, rgba(13, 27, 62, 0) 40%);
  pointer-events: none;
}

.hero-bg {
  position: absolute;
  inset: 0;
  overflow: hidden
}

.hero-bg .hero-photo {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center 60%;
  display: block
}

.hero-bg .hero-overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(135deg,
      rgba(13, 27, 62, 0.88) 0%,
      rgba(13, 27, 62, 0.72) 50%,
      rgba(26, 48, 96, 0.80) 100%)
}

/* Hero dot pattern over the photo */
.hero-dots {
  position: absolute;
  inset: 0;
  background-image:
    radial-gradient(circle, rgba(255, 255, 255, .035) 1px, transparent 1px);
  background-size: 44px 44px;
  pointer-events: none
}

/* Soft top divider to ground the hero */
.hero::after {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 1px;
  background: linear-gradient(90deg, transparent, rgba(255, 255, 255, .12), transparent);
  pointer-events: none;
}

.hg {
  display: grid;
  grid-template-columns: 1fr 430px;
  gap: 64px;
  align-items: center;
  position: relative;
  z-index: 1
}

/* Badge — refined, calm gold pill with shield */
.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  background: rgba(255, 255, 255, .08);
  border: 1px solid rgba(232, 193, 69, .45);
  border-radius: 40px;
  padding: 7px 16px 7px 12px;
  margin-bottom: 24px;
  box-shadow: 0 1px 0 rgba(255, 255, 255, .08) inset;
  backdrop-filter: blur(6px);
}

.hero-badge::before {
  content: '';
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: linear-gradient(135deg, #e8c145 0%, #d4a017 100%);
  box-shadow: 0 0 0 3px rgba(232, 193, 69, .18);
  display: block;
  flex: 0 0 22px;
  background-image: linear-gradient(135deg, #d4a017 0%, #e8c145 100%),
    url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='%230d1b3e'><path d='M12 2 4 5v6c0 5 3.5 9.5 8 11 4.5-1.5 8-6 8-11V5l-8-3zm-1 14-4-4 1.4-1.4L11 13.2l4.6-4.6L17 10l-6 6z'/></svg>");
  background-repeat: no-repeat;
  background-position: center, center;
  background-size: cover, 14px 14px;
}

.hero-badge span {
  font-size: .72rem;
  font-weight: 700;
  color: #f5e3a8;
  letter-spacing: 1.2px;
  text-transform: uppercase
}

/* Heading — fluid sizing (1.6 mobile-first) */
.hero h1 {
  font-size: clamp(2.2rem, 5vw, 3.35rem);
  color: #fff;
  line-height: 1.08;
  margin-bottom: 22px;
  font-weight: 600;
  letter-spacing: -.5px;
}

.hero h1 em {
  font-style: normal;
  color: #f0c840;
  position: relative;
  white-space: nowrap;
}

.hero h1 em::after {
  content: '';
  position: absolute;
  left: 0;
  right: 0;
  bottom: 4px;
  height: 2px;
  background: linear-gradient(90deg, rgba(240, 200, 64, .9), rgba(34, 133, 127, .9));
  border-radius: 2px;
  opacity: .85;
}

/* Sub-text */
.hero-sub {
  font-size: 1.02rem;
  color: rgba(255, 255, 255, .82);
  line-height: 1.78;
  margin-bottom: 32px;
  max-width: 540px;
}

.hero-btns {
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
  margin-bottom: 40px
}

/* Hero-scoped CTA overrides — calm, high-contrast, professional */
.hero .btn {
  padding: 15px 26px;
  font-size: .92rem;
  border-radius: 10px;
  letter-spacing: .2px;
  font-weight: 700;
}

.hero .btn-g {
  background: linear-gradient(135deg, #f0c840 0%, #d4a017 100%);
  color: #0d1b3e;
  box-shadow: 0 6px 20px rgba(212, 160, 23, .35), 0 1px 0 rgba(255, 255, 255, .25) inset;
}

.hero .btn-g:hover {
  background: linear-gradient(135deg, #f5d25a 0%, #e0a91c 100%);
  transform: translateY(-2px);
  box-shadow: 0 10px 28px rgba(212, 160, 23, .45);
}

.hero .btn-ol {
  background: rgba(255, 255, 255, .06);
  color: #fff;
  border: 1.5px solid rgba(255, 255, 255, .28);
}

.hero .btn-ol:hover {
  background: rgba(255, 255, 255, .14);
  border-color: rgba(255, 255, 255, .55);
  transform: translateY(-2px);
  box-shadow: 0 8px 22px rgba(0, 0, 0, .25);
}

/* Stats row — solid, calm, professional */
.hero-stats {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 0;
  background: rgba(255, 255, 255, .05);
  border-radius: 12px;
  overflow: hidden;
  border: 1px solid rgba(255, 255, 255, .1);
  box-shadow: 0 4px 28px rgba(0, 0, 0, .25);
  backdrop-filter: blur(8px);
}

.hst {
  padding: 18px 14px;
  text-align: center;
  transition: background .25s;
  border-right: 1px solid rgba(255, 255, 255, .07);
}

.hst:last-child {
  border-right: none
}

.hst:hover {
  background: rgba(255, 255, 255, .08)
}

.hst strong {
  display: block;
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 1.45rem;
  color: #f0c840;
  font-weight: 800;
  letter-spacing: -.5px;
  line-height: 1.1;
}

.hst span {
  font-size: .65rem;
  color: rgba(255, 255, 255, .7);
  font-weight: 600;
  letter-spacing: 1px;
  text-transform: uppercase;
  display: block;
  margin-top: 6px;
}

/* Hero card — calm, professional glass */
.hcard {
  background: rgba(255, 255, 255, .08);
  border: 1px solid rgba(255, 255, 255, .16);
  border-radius: 16px;
  padding: 30px 28px;
  backdrop-filter: blur(18px) saturate(130%);
  -webkit-backdrop-filter: blur(18px) saturate(130%);
  box-shadow:
    0 12px 48px rgba(0, 0, 0, .35),
    0 1px 0 rgba(255, 255, 255, .12) inset;
  position: relative;
  overflow: hidden;
}

.hcard::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 1px;
  background: linear-gradient(90deg, transparent, rgba(240, 200, 64, .6), rgba(255, 255, 255, .4), transparent);
}

.hcard-t {
  font-size: .95rem;
  font-weight: 700;
  color: #fff;
  margin-bottom: 20px;
  display: flex;
  align-items: center;
  gap: 10px;
  letter-spacing: .1px;
}

.hcard-t::before {
  content: '';
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: #34c19e;
  box-shadow: 0 0 0 3px rgba(52, 193, 158, .18);
  flex: 0 0 8px;
}

/* Form labels */
.hf label {
  display: block;
  font-size: .67rem;
  font-weight: 700;
  color: rgba(255, 255, 255, .45);
  letter-spacing: .8px;
  text-transform: uppercase;
  margin-bottom: 5px;
  margin-top: 12px;
}

/* Form inputs */
.hf input,
.hf select {
  width: 100%;
  background: rgba(255, 255, 255, .08);
  border: 1.5px solid rgba(255, 255, 255, .14);
  border-radius: 8px;
  padding: 11px 14px;
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: .87rem;
  color: #fff;
  transition: border-color .22s, box-shadow .22s, background .22s;
}

.hf input::placeholder {
  color: rgba(255, 255, 255, .28)
}

.hf input:focus,
.hf select:focus {
  outline: none;
  border-color: rgba(212, 160, 23, .65);
  background: rgba(255, 255, 255, .12);
  box-shadow: 0 0 0 3px rgba(212, 160, 23, .18), 0 2px 12px rgba(0, 0, 0, .2);
}

.hf input:user-invalid,
.hf select:user-invalid,
.fg input:user-invalid,
.fg select:user-invalid,
.fg textarea:user-invalid,
.nl-form input:user-invalid {
  border-color: var(--rd);
  box-shadow: 0 0 0 3px rgba(178, 40, 40, .12)
}

.hf select option {
  color: var(--txt);
  background: #1a2c5a
}

.hf-note {
  font-size: .66rem;
  color: rgba(255, 255, 255, .32);
  margin-top: 10px;
  line-height: 1.58
}

.hf-note a {
  color: var(--g2)
}

/* Form input icon wrapper */
.fi-wrapper {
  position: relative
}

.fi-icon {
  position: absolute;
  left: 14px;
  top: 50%;
  transform: translateY(-50%);
  width: 18px;
  height: 18px;
  color: var(--txt2);
  pointer-events: none;
  z-index: 1;
  opacity: 0.7;
  transition: color 0.2s, opacity 0.2s;
  flex-shrink: 0
}

.fi-wrapper:has(textarea) .fi-icon {
  top: 14px;
  transform: none;
}

.fi-wrapper:has(input:focus) .fi-icon,
.fi-wrapper:has(select:focus) .fi-icon,
.fi-wrapper:has(textarea:focus) .fi-icon {
  color: var(--tl);
  opacity: 1;
}

.fi-wrapper input,
.fi-wrapper select,
.fi-wrapper textarea {
  padding-left: 44px !important;
}

.hf .fi-wrapper input,
.hf .fi-wrapper select {
  padding-left: 44px
}

.hf .fi-icon {
  color: rgba(255, 255, 255, 0.6)
}

/* Field hints for form validation */
.field-hint {
  display: block;
  font-size: .7rem;
  color: var(--txt2);
  margin-top: 4px;
  opacity: 0.8;
}

.field-hint.error {
  color: var(--rd);
  opacity: 1;
}

/* Input validation states */
input:invalid:not(:placeholder-shown),
select:invalid:not(:focus) {
  border-color: var(--rd) !important;
}

input:valid:not(:placeholder-shown),
input:focus {
  border-color: var(--tl) !important;
}

/* Trust & Compliance Consolidated */
.trust-compliance {
  background: #fff;
  border-bottom: 1px solid var(--bdr);
  padding-bottom: 20px;
  position: relative;
  z-index: 10;
}

.tc-compliance {
  background: linear-gradient(135deg, var(--tl) 0%, var(--tlm) 100%);
  color: #fff;
  padding: 22px 30px;
  border-radius: 16px;
  display: flex;
  align-items: flex-start;
  gap: 16px;
  margin: -40px auto 30px;
  box-shadow: 0 12px 32px rgba(26, 107, 104, 0.25);
  position: relative;
  z-index: 20;
}

.tc-compliance .tc-icon {
  font-size: 1.5rem;
  line-height: 1;
  flex-shrink: 0;
  margin-top: 2px;
  display: flex;
  align-items: center;
}

.tc-compliance .tc-icon svg {
  stroke: rgba(255,255,255,.9);
  width: 22px;
  height: 22px;
}

.tc-compliance .tc-text {
  font-size: .88rem;
  line-height: 1.65;
}

.tc-compliance .tc-text strong {
  font-weight: 800;
  color: #fff;
}

.tc-compliance .tc-text a,
.tc-compliance .tc-text button {
  color: #a0ffe0;
  font-weight: 800;
  text-decoration: underline;
  text-underline-offset: 2px;
}

.tc-badges {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  flex-wrap: wrap;
}

.tc-badge {
  display: flex;
  align-items: center;
  gap: 12px;
}

.tc-badge-icon {
  width: 46px;
  height: 46px;
  border-radius: 12px;
  background: var(--pale);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.25rem;
  color: var(--ink);
  box-shadow: inset 0 0 0 1.5px rgba(13, 27, 62, 0.06);
  transition: transform .3s, background .3s, color .3s;
  flex-shrink: 0;
}

.tc-badge-icon svg {
  width: 22px;
  height: 22px;
  stroke: var(--ink);
  transition: stroke .3s;
}

.tc-badge:hover .tc-badge-icon {
  background: var(--glt);
  transform: translateY(-2px);
  box-shadow: inset 0 0 0 1.5px rgba(212, 160, 23, 0.3);
  color: var(--g1);
}

.tc-badge:hover .tc-badge-icon svg {
  stroke: var(--g1);
}

.tc-badge div {
  display: flex;
  flex-direction: column;
}

.tc-badge strong {
  font-size: .9rem;
  font-weight: 800;
  color: var(--ink);
  margin-bottom: 2px;
}

.tc-badge span,
.tc-badge a {
  font-size: .78rem;
  font-weight: 600;
  color: var(--txt2);
}

.tc-badge a:hover {
  color: var(--tl);
  text-decoration: underline;
}

/* Section backgrounds */
.why-sec {
  background: linear-gradient(160deg, #ffffff 0%, #fbfcff 55%, #f9f8f6 100%);
}

.abt-sec {
  background: linear-gradient(155deg, #f5f7fb 0%, #f7f6f4 55%, #f3f5f2 100%);
}

.faq-sec {
  background: linear-gradient(165deg, #f4f6fa 0%, #f7f6f4 55%, #f2f4f0 100%);
}

.blog-sec {
  background: linear-gradient(158deg, #ffffff 0%, #fafbff 50%, #f8f7f5 100%);
}

/* Services */
/* SERVICES - Enhanced */
.srv-sec {
  background: linear-gradient(170deg, #f4f5fb 0%, #f7f6f4 60%, #f2f5f7 100%);
}

.srv-hd {
  text-align: center;
  margin-bottom: 40px
}

.srv-hd .ttl {
  margin-left: auto;
  margin-right: auto
}

.srv-hd .gln {
  margin-left: auto;
  margin-right: auto
}

.srv-hd .sub {
  margin-left: auto;
  margin-right: auto;
  text-align: center
}

.svc-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 18px;
  margin-bottom: 34px
}

.svc-card {
  background: linear-gradient(180deg, #fff 0%, #fbfbfd 100%);
  border-radius: 16px;
  border: 1.5px solid var(--bdr);
  padding: 24px 20px;
  cursor: pointer;
  transition: transform .28s, box-shadow .28s, border-color .28s;
  position: relative;
  overflow: hidden;
  min-height: 230px;
  display: flex;
  flex-direction: column;
  box-shadow: 0 4px 18px rgba(13, 27, 62, .045)
}

.svc-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 4px;
  background: var(--gold-grad);
  transform: scaleX(0);
  transition: transform .28s;
  transform-origin: left
}

.svc-card::after {
  content: '';
  position: absolute;
  right: -34px;
  bottom: -34px;
  width: 94px;
  height: 94px;
  border-radius: 50%;
  background: rgba(212, 160, 23, .08);
  transition: transform .28s, opacity .28s;
  opacity: .65
}

.svc-card:hover,
.svc-card:focus,
.svc-card.open,
.svc-card[aria-expanded="true"] {
  transform: translateY(-5px);
  box-shadow: 0 14px 34px rgba(13, 27, 62, .13);
  border-color: var(--g1);
  outline: none
}

.svc-card:hover::before,
.svc-card:focus::before,
.svc-card.open::before,
.svc-card[aria-expanded="true"]::before {
  transform: scaleX(1)
}

.svc-card:hover::after,
.svc-card.open::after,
.svc-card[aria-expanded="true"]::after {
  transform: scale(1.35);
  opacity: 1
}

.svc-card-icon {
  width: 52px;
  height: 52px;
  border-radius: 12px;
  background: linear-gradient(135deg, var(--pale) 0%, #e5eaf8 100%);
  border: 1.5px solid rgba(13, 27, 62, .07);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.5rem;
  margin-bottom: 16px;
  transition: background .3s, transform .3s, border-color .3s, box-shadow .3s;
}

.svc-card:hover .svc-card-icon,
.svc-card.open .svc-card-icon,
.svc-card[aria-expanded="true"] .svc-card-icon {
  background: var(--gold-grad);
  transform: scale(1.08);
  border-color: transparent;
  box-shadow: 0 6px 20px rgba(212, 160, 23, .3);
}

.svc-card-icon svg {
  width: 24px;
  height: 24px;
  stroke: var(--ink);
  stroke-width: 1.8;
  fill: none;
  stroke-linecap: round;
  stroke-linejoin: round;
  transition: stroke .3s;
}

.svc-card:hover .svc-card-icon svg,
.svc-card.open .svc-card-icon svg,
.svc-card[aria-expanded="true"] .svc-card-icon svg {
  stroke: #fff;
}

.svc-card h3 {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: .95rem;
  font-weight: 700;
  color: var(--ink);
  margin-bottom: 10px;
  line-height: 1.3
}

.svc-card p {
  font-size: .78rem;
  color: var(--txt2);
  line-height: 1.65;
  margin-bottom: 16px
}

.svc-card-cat {
  display: inline-block;
  font-size: .62rem;
  font-weight: 700;
  letter-spacing: .8px;
  text-transform: uppercase;
  padding: 4px 10px;
  border-radius: 20px;
  background: var(--pale);
  color: var(--txt2)
}

.svc-card-cat.debt {
  background: var(--rdlt);
  color: var(--rd)
}

.svc-card-cat.credit {
  background: var(--amlt);
  color: var(--am)
}

.svc-card-cat.property {
  background: var(--tllt);
  color: var(--tl)
}

.svc-card-cat.tax {
  background: var(--grlt);
  color: var(--gr)
}

.svc-card-cat.enforce {
  background: #f3e8ff;
  color: #7c3aed
}

.svc-card-link {
  margin-top: auto;
  color: var(--ink);
  font-size: .76rem;
  font-weight: 800;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 6px;
  background: var(--glt);
  border: 1px solid rgba(212, 160, 23, .28);
  border-radius: 999px;
  padding: 9px 12px;
  transition: background .25s, box-shadow .25s, border-color .25s;
  position: relative;
  z-index: 1
}

.svc-card:hover .svc-card-link,
.svc-card.open .svc-card-link,
.svc-card[aria-expanded="true"] .svc-card-link {
  background: var(--gold-grad);
  box-shadow: 0 6px 16px rgba(212, 160, 23, .22)
}

.srv-cta-box {
  background: linear-gradient(135deg, #0a1630 0%, #0d1b3e 50%, #122448 100%);
  border-radius: 20px;
  padding: 48px 44px;
  text-align: center;
  color: #fff;
  margin-bottom: 40px;
  position: relative;
  overflow: hidden;
  box-shadow: 0 16px 48px rgba(13, 27, 62, .25);
}

.srv-cta-box::before {
  content: '';
  position: absolute;
  top: -80px;
  right: -80px;
  width: 300px;
  height: 300px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(212, 160, 23, .1) 0%, transparent 70%);
  pointer-events: none;
}

.srv-cta-box h3 {
  font-size: 1.7rem;
  margin-bottom: 12px;
  letter-spacing: -0.02em;
}

.srv-cta-box p {
  color: rgba(255, 255, 255, .72);
  margin-bottom: 26px;
  font-size: .93rem;
  max-width: 560px;
  margin-left: auto;
  margin-right: auto;
  line-height: 1.75;
}

.srv-cta-box .btn-g {
  font-size: 1rem;
  padding: 16px 36px;
}

.srv-tools {
  background: #fff;
  border: 1.5px solid var(--bdr);
  border-radius: 16px;
  padding: 18px;
  margin: 30px 0 28px;
  box-shadow: 0 4px 18px rgba(13, 27, 62, .045);
  position: relative;
  z-index: 2
}

.srv-tools-head {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  margin-bottom: 14px;
  flex-wrap: wrap
}

.srv-tools-title {
  font-size: .82rem;
  font-weight: 800;
  color: var(--ink);
  letter-spacing: .8px;
  text-transform: uppercase
}

.srv-count {
  font-size: .78rem;
  color: var(--txt2);
  font-weight: 700;
  background: var(--pale);
  border-radius: 999px;
  padding: 7px 12px
}

/* Category filter */
.cat-filter {
  display: flex;
  align-items: center;
  gap: 8px;
  flex-wrap: wrap
}

.cat-btn {
  background: #fff;
  border: 1.5px solid var(--bdr);
  border-radius: 40px;
  padding: 8px 14px;
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: .8rem;
  font-weight: 700;
  color: var(--txt);
  cursor: pointer;
  transition: background .2s, border-color .2s, color .2s, box-shadow .2s;
  display: inline-flex;
  align-items: center;
  gap: 7px
}

.cat-btn:hover {
  border-color: var(--g1);
  color: var(--gdk)
}

.cat-btn.act {
  background: var(--gold-grad);
  color: var(--ink);
  border-color: transparent;
  box-shadow: 0 2px 10px rgba(212, 160, 23, .3)
}

.cat-btn[aria-pressed="true"] {
  background: var(--gold-grad);
  color: var(--ink);
  border-color: transparent;
  box-shadow: 0 2px 10px rgba(212, 160, 23, .3)
}

.cat-count {
  font-size: .68rem;
  font-weight: 900;
  background: rgba(13, 27, 62, .08);
  border-radius: 999px;
  padding: 2px 7px;
  line-height: 1.2
}

.cat-btn.act .cat-count {
  background: rgba(255, 255, 255, .42)
}

/* Quick-pick grid */
.qp {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(188px, 1fr));
  gap: 9px;
  margin-bottom: 22px
}

.qp-btn {
  background: #fff;
  border: 1.5px solid var(--bdr);
  border-radius: 9px;
  padding: 13px 14px;
  display: flex;
  align-items: center;
  gap: 9px;
  cursor: pointer;
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: .82rem;
  font-weight: 700;
  color: var(--ink);
  transition: background .2s, border-color .2s, color .2s, box-shadow .2s, transform .2s;
  text-align: left;
  position: relative
}

.qp-btn:hover,
.qp-btn.act {
  border-color: var(--g1);
  background: var(--glt);
  color: var(--gdk);
  transform: translateY(-2px);
  box-shadow: 0 4px 16px rgba(212, 160, 23, .18)
}

.svc-card.hidden,
.cat-btn.hidden,
.qp-btn.hidden {
  display: none
}

.qp-btn .qi {
  font-size: 1.08rem;
  flex-shrink: 0
}

.qp-btn .chev {
  margin-left: auto;
  font-size: .65rem;
  opacity: .4;
  transition: transform .2s
}

.qp-btn.act .chev {
  transform: rotate(180deg);
  opacity: 1;
  color: var(--gdk)
}

/* Service Detail Panel - Clean Inline Section */
.panels-wrapper {
  display: flex;
  gap: 0;
  align-items: stretch;
  margin-top: 48px;
  background: #fff;
  border-radius: 20px;
  border: 1.5px solid var(--bdr);
  box-shadow: 0 8px 40px rgba(13, 27, 62, .08);
  overflow: hidden;
  scroll-margin-top: 120px;
  animation: fadeInUp .4s ease;
}

.panels-sidebar {
  flex: 0 0 300px;
  background: linear-gradient(180deg, var(--pale) 0%, #fff 100%);
  border-right: 1.5px solid var(--bdr);
  padding: 28px;
  display: flex;
  flex-direction: column;
  position: sticky;
  top: 100px;
  align-self: flex-start;
  max-height: calc(100vh - 140px);
}

.ps-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 20px;
  padding-bottom: 16px;
  border-bottom: 1px solid var(--bdr);
}

.ps-header h3 {
  margin: 0;
  font-size: 1.4rem;
  color: var(--ink);
}

.ps-close {
  background: #fff;
  border: 1.5px solid var(--bdr);
  border-radius: 50%;
  width: 32px;
  height: 32px;
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: .9rem;
  color: var(--txt2);
  transition: all .2s ease;
}

.ps-close:hover {
  background: var(--rdlt);
  border-color: var(--rd);
  color: var(--rd);
}

.ps-menu {
  display: flex;
  flex-direction: column;
  gap: 8px;
  overflow-y: auto;
  padding-right: 4px;
}

.ps-btn {
  background: #fff;
  border: 1.5px solid var(--bdr);
  padding: 12px 14px;
  text-align: left;
  border-radius: 12px;
  cursor: pointer;
  font-family: inherit;
  font-size: .9rem;
  font-weight: 600;
  color: var(--txt2);
  transition: all .2s ease;
  display: flex;
  align-items: center;
  gap: 10px;
}

.ps-btn:hover {
  background: var(--glt);
  border-color: rgba(212, 160, 23, .4);
  color: var(--ink);
}

.ps-btn.active {
  background: var(--glt);
  border-color: var(--g1);
  color: var(--ink);
  font-weight: 700;
  box-shadow: 0 2px 8px rgba(212, 160, 23, .15);
}

.panels-content {
  flex: 1;
  min-width: 0;
  background: #fff;
}

.srv-panel {
  background: #fff;
  border-radius: 0;
  border: none;
  overflow: hidden;
  display: none;
  animation: fadeInUp .35s ease;
}

.srv-panel.open {
  display: block
}

@keyframes fadeInUp {
  from {
    opacity: 0;
    transform: translateY(20px)
  }

  to {
    opacity: 1;
    transform: translateY(0)
  }
}

.spw-hd {
  background: linear-gradient(135deg, var(--ink) 0%, var(--ink3) 100%);
  padding: 28px 32px;
  display: flex;
  align-items: center;
  gap: 18px;
  position: relative
}

.spw-hd::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 0;
  right: 0;
  height: 4px;
  background: var(--gold-grad)
}

.spw-ico {
  width: 58px;
  height: 58px;
  border-radius: 14px;
  background: rgba(255, 255, 255, .12);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.7rem;
  flex-shrink: 0
}

.spw-ico svg {
  width: 28px;
  height: 28px;
  stroke: rgba(255, 255, 255, 0.9);
  stroke-width: 1.8;
  fill: none;
  stroke-linecap: round;
  stroke-linejoin: round;
}

.spw-hd h2 {
  font-family: 'Cormorant Garamond', serif;
  font-size: 1.75rem;
  color: #fff;
  margin-bottom: 5px
}

.spw-tag {
  display: inline-block;
  background: rgba(212, 160, 23, .25);
  border: 1px solid rgba(212, 160, 23, .45);
  color: var(--g2);
  font-size: .7rem;
  font-weight: 700;
  letter-spacing: .8px;
  text-transform: uppercase;
  padding: 5px 12px;
  border-radius: 5px
}

.spw-close {
  display: none
}

.spw-body {
  padding: 32px
}

.spw-intro {
  font-size: 1.05rem;
  color: var(--txt);
  line-height: 1.85;
  margin-bottom: 28px;
  padding-bottom: 28px;
  border-bottom: 1px solid var(--bdr);
  font-weight: 500
}

.spw-g3 {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 18px;
  margin-bottom: 28px
}

.spw-col {
  background: var(--pale);
  border-radius: 12px;
  padding: 22px 18px;
  transition: transform .3s, box-shadow .3s, border-color .3s;
  border: 1px solid transparent
}

.spw-col:hover {
  transform: translateY(-4px);
  box-shadow: 0 8px 24px rgba(13, 27, 62, .1);
  border-color: var(--g1)
}

.spw-col h4 {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: .85rem;
  font-weight: 800;
  color: var(--ink);
  margin-bottom: 12px;
  display: flex;
  align-items: center;
  gap: 10px;
  text-transform: uppercase;
  letter-spacing: .5px
}

.spw-col h4::before {
  content: '';
  width: 4px;
  height: 15px;
  background: var(--gold-grad);
  border-radius: 2px;
  display: block;
  flex-shrink: 0
}

.spw-col p {
  font-size: .88rem;
  color: var(--txt2);
  line-height: 1.75
}

/* Process Steps */
.spw-process {
  margin: 28px 0;
  padding: 26px;
  background: linear-gradient(135deg, var(--tllt) 0%, #e6f6f5 100%);
  border-radius: 14px;
  border: 1px solid rgba(26, 107, 104, .15)
}

.spw-process h4 {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: .95rem;
  font-weight: 800;
  color: var(--tl);
  margin-bottom: 20px;
  display: flex;
  align-items: center;
  gap: 10px
}

.spw-steps {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 16px
}

.spw-step {
  text-align: center;
  position: relative;
  background: #fff;
  padding: 18px 12px;
  border-radius: 10px
}

.spw-step:not(:last-child)::after {
  content: '→';
  position: absolute;
  right: -20px;
  top: 50%;
  transform: translateY(-50%);
  color: var(--tl);
  font-weight: 700;
  font-size: 1.2rem;
  opacity: .5
}

.spw-step-num {
  width: 40px;
  height: 40px;
  border-radius: 50%;
  background: var(--tl);
  color: #fff;
  font-weight: 800;
  font-size: .9rem;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 10px
}

.spw-step-title {
  font-size: .85rem;
  font-weight: 700;
  color: var(--ink);
  margin-bottom: 5px
}

.spw-step-desc {
  font-size: .72rem;
  color: var(--txt2);
  line-height: 1.5
}

/* Scenarios */
.spw-scenarios {
  margin: 24px 0;
  background: linear-gradient(135deg, var(--glt) 0%, #fff9e6 100%);
  border-radius: 14px;
  padding: 22px 24px;
  border-left: 5px solid var(--g1)
}

.spw-scenarios h4 {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: .9rem;
  font-weight: 800;
  color: var(--gdk);
  margin-bottom: 14px;
  display: flex;
  align-items: center;
  gap: 8px
}

.spw-scenarios ul {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 10px
}

.spw-scenarios li {
  font-size: .85rem;
  color: var(--txt);
  display: flex;
  align-items: flex-start;
  gap: 10px;
  padding: 8px 12px;
  background: #fff;
  border-radius: 6px
}

.spw-scenarios li::before {
  content: '✓';
  color: var(--gdk);
  font-weight: 700;
  font-size: .9rem;
  flex-shrink: 0;
  background: var(--glt);
  width: 22px;
  height: 22px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center
}

/* FAQ */
.spw-faq {
  margin: 28px 0;
  padding-top: 24px;
  border-top: 1px solid var(--bdr)
}

.spw-faq h4 {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: .95rem;
  font-weight: 800;
  color: var(--ink);
  margin-bottom: 16px;
  display: flex;
  align-items: center;
  gap: 8px
}

.spw-faq-item {
  margin-bottom: 8px;
  background: var(--pale);
  border-radius: 10px;
  overflow: hidden;
  border: 1px solid var(--bdr)
}

.spw-faq-q {
  width: 100%;
  background: none;
  border: none;
  padding: 14px 18px;
  text-align: left;
  font-size: .85rem;
  font-weight: 600;
  color: var(--ink);
  cursor: pointer;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 12px;
  transition: background .2s
}

.spw-faq-q:hover {
  background: var(--off)
}

.spw-faq-q::after {
  content: '+';
  color: var(--gdk);
  font-weight: 700;
  font-size: 1.1rem;
  width: 24px;
  height: 24px;
  background: #fff;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0
}

.spw-faq-item.open .spw-faq-q::after {
  content: '−'
}

.spw-faq-a {
  padding: 0 18px 14px;
  font-size: .82rem;
  color: var(--txt2);
  line-height: 1.75;
  display: none;
  background: var(--pale)
}

.spw-faq-item.open .spw-faq-a {
  display: block
}

.spw-note {
  margin-bottom: 20px;
  padding: 16px 20px;
  background: var(--amlt);
  border-left: 5px solid var(--am);
  border-radius: 0 12px 12px 0;
  font-size: .85rem;
  color: var(--txt);
  line-height: 1.75
}

.spw-note strong {
  color: var(--am);
  display: block;
  margin-bottom: 6px;
  font-size: .8rem;
  text-transform: uppercase;
  letter-spacing: .5px
}

.spw-fee-row {
  display: flex;
  align-items: center;
  gap: 14px;
  margin-bottom: 22px;
  background: linear-gradient(135deg, var(--ink) 0%, var(--ink2) 100%);
  border-radius: 12px;
  padding: 16px 20px;
  color: #fff
}

.spw-fee-lbl {
  font-size: .72rem;
  font-weight: 800;
  color: var(--g2);
  letter-spacing: .5px;
  text-transform: uppercase;
  flex-shrink: 0
}

.spw-fee-val {
  font-size: .95rem;
  color: #fff;
  font-weight: 600
}

.spw-free {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  flex-wrap: wrap;
  background: var(--tllt);
  border-left: 5px solid var(--tl);
  border-radius: 0 12px 12px 0;
  padding: 16px 18px;
  margin-bottom: 24px;
  font-size: .85rem;
  color: var(--txt);
  line-height: 1.7
}

.spw-free::before {
  content: '';
  flex-shrink: 0;
  width: 22px;
  height: 22px;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%231a6b68' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3E%3Ccircle cx='12' cy='12' r='10'/%3E%3Cline x1='12' y1='8' x2='12' y2='12'/%3E%3Cline x1='12' y1='16' x2='12.01' y2='16'/%3E%3C/svg%3E");
  background-size: contain;
  background-repeat: no-repeat;
  display: block;
  margin-top: 1px;
}

.spw-free a {
  color: var(--tl);
  font-weight: 800;
  text-decoration: underline
}

.spw-cta {
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
  padding-top: 24px;
  border-top: 1px solid var(--bdr)
}

/* Debt options */
.options-sec {
  background: linear-gradient(160deg, #ffffff 0%, #fafbff 55%, #f8f7f5 100%);
}

.opt-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 16px;
  margin-top: 36px
}

.opt-card {
  background: #fff;
  border: 1.5px solid rgba(13, 27, 62, .07);
  border-radius: 16px;
  padding: 26px 22px;
  box-shadow: 0 2px 16px rgba(13, 27, 62, .04);
  position: relative;
  overflow: hidden;
  transition: transform .25s, box-shadow .25s, border-color .25s;
}

.opt-card:hover {
  transform: translateY(-4px);
  box-shadow: 0 14px 40px rgba(13, 27, 62, .1);
  border-color: rgba(212, 160, 23, .28);
}

.opt-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 4px;
  background: var(--gold-grad)
}

.opt-card h3 {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: .95rem;
  color: var(--ink);
  margin: 8px 0 9px;
  font-weight: 800
}

.opt-card p {
  font-size: .82rem;
  color: var(--txt2);
  line-height: 1.72
}

.opt-tag {
  display: inline-block;
  font-size: .62rem;
  font-weight: 800;
  letter-spacing: .8px;
  text-transform: uppercase;
  color: var(--tl);
  background: var(--tllt);
  border-radius: 999px;
  padding: 4px 9px
}

.opt-note {
  margin-top: 28px;
  background: var(--amlt);
  border-left: 5px solid var(--am);
  border-radius: 0 12px 12px 0;
  padding: 16px 18px;
  font-size: .84rem;
  color: var(--txt);
  line-height: 1.7
}

/* Stats counter */
.stats-sec {
  background: linear-gradient(135deg, #071529 0%, #0d1b3e 50%, #122240 100%);
  padding: 80px 0;
  position: relative;
  overflow: hidden;
}

.stats-sec::before {
  content: '';
  position: absolute;
  top: -80px;
  right: -80px;
  width: 320px;
  height: 320px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(212, 160, 23, .1) 0%, transparent 70%);
  pointer-events: none;
}

.stats-g {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 0;
  border-radius: 18px;
  overflow: hidden;
  border: 1px solid rgba(255, 255, 255, .07);
  box-shadow: 0 24px 64px rgba(0, 0, 0, .35);
}

.stat-c {
  padding: 44px 28px;
  text-align: center;
  background: rgba(255, 255, 255, .03);
  border-right: 1px solid rgba(255, 255, 255, .07);
  transition: background .25s;
}

.stat-c:last-child {
  border-right: none;
}

.stat-c:hover {
  background: rgba(255, 255, 255, .07);
}

.stat-n {
  font-family: 'Cormorant Garamond', serif;
  font-size: 3.6rem;
  color: var(--g1);
  font-weight: 700;
  line-height: 1;
  display: block;
  margin-bottom: 10px;
  letter-spacing: -0.02em;
}

.stat-n sup {
  font-size: 1.6rem;
  vertical-align: super
}

.stat-l {
  font-size: .82rem;
  color: rgba(255, 255, 255, .72);
  font-weight: 600;
  letter-spacing: .6px;
  text-transform: uppercase;
  line-height: 1.4;
}

/* Why us */
.why-g {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
  margin-top: 52px
}

.why-c {
  padding: 30px 26px 26px;
  border-radius: 16px;
  background: #fff;
  border: 1.5px solid rgba(13, 27, 62, .07);
  transition: transform .28s cubic-bezier(.2, .8, .2, 1), box-shadow .28s, border-color .28s;
  position: relative;
  overflow: hidden;
  box-shadow: 0 2px 14px rgba(13, 27, 62, .04);
}

.why-c::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 3px;
  background: var(--gold-grad);
  transform: scaleX(0);
  transform-origin: left;
  transition: transform .32s cubic-bezier(.2, .8, .2, 1);
}

.why-c::after {
  display: none;
}

.why-c:hover,
.why-c:focus-within {
  transform: translateY(-7px);
  box-shadow: 0 20px 52px rgba(13, 27, 62, .12);
  border-color: rgba(212, 160, 23, .28);
}

.why-c:hover::before,
.why-c:focus-within::before {
  transform: scaleX(1);
}

/* Icon box for why-us cards */
.why-ico {
  width: 50px;
  height: 50px;
  border-radius: 13px;
  background: var(--glt);
  border: 1.5px solid rgba(212, 160, 23, .2);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 18px;
  transition: background .28s, box-shadow .28s, border-color .28s;
  flex-shrink: 0;
}

.why-ico svg {
  width: 22px;
  height: 22px;
  stroke: var(--gdk);
  stroke-width: 1.8;
  fill: none;
  stroke-linecap: round;
  stroke-linejoin: round;
  transition: stroke .28s;
}

.why-c:hover .why-ico,
.why-c:focus-within .why-ico {
  background: var(--gold-grad);
  box-shadow: 0 4px 18px rgba(212, 160, 23, .28);
  border-color: transparent;
}

.why-c:hover .why-ico svg,
.why-c:focus-within .why-ico svg {
  stroke: var(--ink);
}

.why-n {
  font-size: .6rem;
  font-weight: 900;
  letter-spacing: 1.5px;
  color: rgba(13, 27, 62, .28);
  text-transform: uppercase;
  margin-bottom: 8px;
  display: block;
  font-family: 'Plus Jakarta Sans', sans-serif;
}

.why-c h3 {
  font-family: 'Cormorant Garamond', serif;
  font-size: 1.28rem;
  color: var(--ink);
  margin-bottom: 9px;
  line-height: 1.2;
}

.why-c p {
  font-size: .86rem;
  color: var(--txt2);
  line-height: 1.78;
}

/* Timeline steps */
.how-sec {
  background: linear-gradient(160deg, #071529 0%, #0d1b3e 45%, #0f1f4a 100%);
  padding: 92px 0;
  position: relative;
  overflow: hidden;
}

.how-sec::before {
  content: '';
  position: absolute;
  left: -120px;
  top: -80px;
  width: 500px;
  height: 500px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(212, 160, 23, .07) 0%, transparent 70%);
  pointer-events: none;
}

.how-sec::after {
  content: '';
  position: absolute;
  right: -80px;
  bottom: -80px;
  width: 400px;
  height: 400px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(26, 107, 104, .1) 0%, transparent 70%);
  pointer-events: none;
}

.how-sec .ttl {
  color: #fff
}

.how-sec .sub {
  color: rgba(255, 255, 255, .68);
  max-width: 600px;
}

.timeline {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  position: relative;
  margin-top: 56px;
  gap: 0
}

.timeline::before {
  content: '';
  position: absolute;
  top: 36px;
  left: 20%;
  right: 20%;
  height: 1.5px;
  background: linear-gradient(90deg, transparent, rgba(212, 160, 23, .5) 25%, rgba(212, 160, 23, .5) 75%, transparent);
  z-index: 0;
}

.tl-step {
  padding: 0 28px;
  text-align: center;
  position: relative;
  z-index: 1;
  transition: transform .3s ease;
}

.tl-step:hover {
  transform: translateY(-6px);
}

.tl-num {
  width: 72px;
  height: 72px;
  border-radius: 50%;
  background: var(--gold-grad);
  color: var(--ink);
  font-family: 'Cormorant Garamond', serif;
  font-size: 1.75rem;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 22px;
  box-shadow: 0 0 0 12px rgba(212, 160, 23, .08), 0 6px 24px rgba(212, 160, 23, .4);
  font-weight: 700;
  transition: box-shadow .3s;
}

.tl-step:hover .tl-num {
  box-shadow: 0 0 0 14px rgba(212, 160, 23, .12), 0 8px 32px rgba(212, 160, 23, .5);
}

.tl-step h3 {
  font-family: 'Cormorant Garamond', serif;
  font-size: 1.35rem;
  color: #fff;
  margin-bottom: 12px;
  line-height: 1.2;
}

.tl-step p {
  font-size: .86rem;
  color: rgba(255, 255, 255, .62);
  line-height: 1.78;
}

/* Fee calculator */
.calc-sec {
  background: linear-gradient(160deg, #f4f6fb 0%, #f7f6f4 60%, #f2f4f0 100%);
  position: relative;
  overflow: hidden;
}

.calc-sec::before {
  content: '';
  position: absolute;
  right: -60px;
  top: -60px;
  width: 300px;
  height: 300px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(212, 160, 23, .06) 0%, transparent 70%);
  pointer-events: none;
}

.calc-wrap {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 44px;
  margin-top: 44px;
  align-items: start;
}

.calc-box {
  background: #fff;
  border-radius: var(--rl);
  padding: 36px 32px;
  box-shadow: 0 4px 24px rgba(13, 27, 62, .07);
  border: 1.5px solid rgba(13, 27, 62, .07);
}

.calc-box h3 {
  font-family: 'Cormorant Garamond', serif;
  font-size: 1.5rem;
  color: var(--ink);
  margin-bottom: 22px
}

.calc-group {
  margin-bottom: 22px
}

.calc-group label {
  display: block;
  font-size: .74rem;
  font-weight: 800;
  color: var(--ink);
  letter-spacing: .5px;
  text-transform: uppercase;
  margin-bottom: 9px
}

.calc-tabs {
  display: flex;
  gap: 6px;
  flex-wrap: wrap
}

.ct {
  padding: 8px 15px;
  border-radius: 6px;
  border: 1.5px solid var(--bdr);
  background: #fff;
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: .8rem;
  font-weight: 700;
  color: var(--txt);
  cursor: pointer;
  transition: background .2s, border-color .2s, color .2s, box-shadow .2s
}

.ct.on {
  background: var(--gold-grad);
  color: var(--ink);
  border-color: transparent;
  box-shadow: 0 2px 10px rgba(212, 160, 23, .3)
}

.slider-wrap {
  padding: 0 4px
}

.range-slider {
  width: 100%;
  height: 6px;
  border-radius: 3px;
  -webkit-appearance: none;
  appearance: none;
  background: linear-gradient(90deg, var(--g1) 0%, var(--bdr) 0%);
  outline: none;
  cursor: pointer;
  margin: 10px 0
}

.range-slider::-webkit-slider-thumb {
  -webkit-appearance: none;
  width: 20px;
  height: 20px;
  border-radius: 50%;
  background: var(--gold-grad);
  box-shadow: 0 2px 8px rgba(212, 160, 23, .4);
  cursor: pointer
}

.range-labels {
  display: flex;
  justify-content: space-between;
  font-size: .72rem;
  color: var(--txt2);
  font-weight: 600;
  margin-top: 4px
}

.debt-display {
  background: var(--pale);
  border-radius: 8px;
  padding: 12px 16px;
  text-align: center;
  margin-top: 10px;
  font-size: .85rem;
  color: var(--txt2);
  font-weight: 600
}

.debt-display strong {
  color: var(--ink);
  font-size: 1.1rem
}

.calc-result {
  background: var(--navy-grad);
  border-radius: var(--rl);
  padding: 32px;
  text-align: center;
  color: #fff
}

.calc-result .r-lbl {
  font-size: .7rem;
  font-weight: 700;
  letter-spacing: 1.5px;
  text-transform: uppercase;
  color: rgba(255, 255, 255, .55);
  margin-bottom: 8px
}

.calc-result .r-fee {
  font-family: 'Cormorant Garamond', serif;
  font-size: 3rem;
  color: var(--g1);
  font-weight: 700;
  line-height: 1;
  margin-bottom: 4px
}

.calc-result .r-vat {
  font-size: .75rem;
  color: rgba(255, 255, 255, .5);
  margin-bottom: 20px
}

.calc-result .r-note {
  font-size: .78rem;
  color: rgba(255, 255, 255, .6);
  line-height: 1.65;
  margin-bottom: 22px;
  max-width: 280px;
  margin-left: auto;
  margin-right: auto
}

.calc-free {
  background: rgba(255, 255, 255, .08);
  border: 1px solid rgba(255, 255, 255, .15);
  border-radius: 8px;
  padding: 14px;
  margin-top: 16px;
  font-size: .77rem;
  color: rgba(255, 255, 255, .65);
  line-height: 1.6
}

.calc-free a {
  color: var(--g2);
  font-weight: 700
}

/* Testimonials */
.testi-sec {
  background: linear-gradient(160deg, #fafbff 0%, #ffffff 55%, #faf9f7 100%);
  overflow-x: clip;
  position: relative;
}

.testi-track-wrap {
  overflow: hidden;
  margin: 40px 0 0;
  padding: 0;
  max-width: 100%;
  contain: layout paint
}

.testi-track {
  display: flex;
  gap: 20px;
  will-change: transform;
  transition: transform .45s cubic-bezier(.4, 0, .2, 1)
}

.testi-c {
  flex: 0 0 360px;
  background: #fff;
  border-radius: var(--rl);
  padding: 28px 26px;
  position: relative;
  border: 1.5px solid var(--bdr);
  box-sizing: border-box;
  overflow-wrap: anywhere;
  transition: transform .25s, box-shadow .25s, border-color .25s
}

.testi-c:hover,
.testi-c:focus-within {
  transform: translateY(-4px);
  box-shadow: var(--shh);
  border-color: var(--g1)
}

.testi-c::before {
  content: '"';
  font-family: 'Cormorant Garamond', serif;
  font-size: 5rem;
  color: var(--g1);
  opacity: .25;
  position: absolute;
  top: 8px;
  left: 20px;
  line-height: 1
}

.testi-txt {
  font-size: .9rem;
  color: var(--txt);
  line-height: 1.78;
  margin-bottom: 18px;
  padding-top: 14px;
  font-style: italic
}

.testi-meta {
  display: flex;
  align-items: center;
  gap: 10px
}

.testi-av {
  width: 38px;
  height: 38px;
  border-radius: 50%;
  background: var(--navy-grad);
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: 'Cormorant Garamond', serif;
  font-size: 1rem;
  color: var(--g1);
  font-weight: 700;
  flex-shrink: 0
}

.testi-name {
  font-size: .83rem;
  font-weight: 700;
  color: var(--ink)
}

.testi-loc {
  font-size: .73rem;
  color: var(--txt2)
}

.testi-stars {
  display: flex;
  gap: 2px;
  margin-top: 2px
}

.testi-stars span {
  color: var(--g1);
  font-size: .8rem
}

.testi-nav {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 12px;
  margin-top: 24px
}

.tst-btn {
  width: 38px;
  height: 38px;
  border-radius: 50%;
  background: var(--pale);
  border: 1.5px solid var(--bdr);
  cursor: pointer;
  font-size: 1rem;
  display: flex;
  align-items: center;
  justify-content: center;
  transition: background .2s, border-color .2s, color .2s, box-shadow .2s
}

.tst-btn:hover,
.tst-btn:focus-visible {
  background: var(--gold-grad);
  border-color: transparent;
  color: var(--ink);
  box-shadow: 0 4px 14px rgba(212, 160, 23, .35)
}

.tst-dots {
  display: flex;
  gap: 6px;
  align-items: center
}

.tst-dot {
  width: 7px;
  height: 7px;
  border-radius: 50%;
  background: var(--bdr);
  cursor: pointer;
  transition: background .2s, transform .2s
}

.tst-dot.on {
  background: var(--g1);
  transform: scale(1.3)
}

.testi-note {
  font-size: .72rem;
  color: var(--txt2);
  text-align: center;
  margin-top: 14px;
  font-style: italic
}

/* About */
.abt-g {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
  margin-top: 20px
}

.abt-v {
  background: linear-gradient(145deg, #071529 0%, #0d1b3e 55%, #142e6a 100%);
  border-radius: 20px;
  padding: 48px 40px;
  position: relative;
  overflow: hidden;
  box-shadow: 0 20px 60px rgba(13, 27, 62, .25);
}

.abt-v::after {
  content: '';
  position: absolute;
  bottom: -50px;
  right: -50px;
  width: 220px;
  height: 220px;
  border-radius: 50%;
  background: rgba(212, 160, 23, .07)
}

.abt-v blockquote {
  font-family: 'Cormorant Garamond', serif;
  font-size: 1.38rem;
  color: #fff;
  line-height: 1.5;
  font-style: italic;
  position: relative;
  z-index: 1
}

.abt-v blockquote::before {
  content: '"';
  font-size: 4.5rem;
  color: var(--g1);
  line-height: .35;
  display: block;
  margin-bottom: 7px;
  font-family: 'Cormorant Garamond', serif
}

.abt-v cite {
  display: block;
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: .7rem;
  font-weight: 700;
  color: var(--g1);
  letter-spacing: 1.2px;
  text-transform: uppercase;
  margin-top: 18px;
  font-style: normal;
  position: relative;
  z-index: 1
}

.abt-badges {
  display: flex;
  flex-wrap: wrap;
  gap: 7px;
  margin-top: 20px;
  position: relative;
  z-index: 1
}

.abt-badge {
  background: rgba(255, 255, 255, .1);
  border: 1px solid rgba(255, 255, 255, .15);
  border-radius: 40px;
  padding: 4px 11px;
  font-size: .68rem;
  font-weight: 700;
  color: rgba(255, 255, 255, .78)
}

.abt-list {
  margin: 16px 0 22px
}

.abt-list li {
  display: flex;
  align-items: flex-start;
  gap: 9px;
  font-size: .84rem;
  color: var(--txt2);
  padding: 7px 0;
  border-bottom: 1px solid var(--bdr)
}

.abt-list li:last-child {
  border: none
}

.tick {
  width: 18px;
  height: 18px;
  border-radius: 50%;
  background: var(--tllt);
  border: 1.5px solid rgba(26, 107, 104, .2);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--tl);
  font-weight: 900;
  font-size: .7rem;
  flex-shrink: 0;
  margin-top: 2px;
}

/* Reg grid */
.reg-sec {
  background: linear-gradient(155deg, #f0f3fa 0%, #f2f4f8 50%, #eef0f7 100%);
}

.reg-g {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 16px;
  margin-top: 36px
}

.reg-c {
  background: #fff;
  border-radius: 12px;
  border: 1.5px solid rgba(13, 27, 62, .07);
  padding: 22px 18px;
  transition: transform .25s, box-shadow .25s, border-color .25s;
  box-shadow: 0 2px 12px rgba(13, 27, 62, .04);
}

.reg-c:hover {
  transform: translateY(-4px);
  box-shadow: 0 12px 36px rgba(13, 27, 62, .1);
  border-color: rgba(212, 160, 23, .25);
}

.reg-c .r-ico {
  width: 44px;
  height: 44px;
  border-radius: 10px;
  background: var(--pale);
  border: 1.5px solid rgba(13, 27, 62, 0.06);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--ink);
  margin-bottom: 14px;
  transition: background .3s, color .3s;
}

.reg-c:hover .r-ico {
  background: var(--glt);
  color: var(--g1);
  border-color: rgba(212, 160, 23, 0.25);
}

.reg-c .r-ico svg {
  stroke: currentColor;
}

.reg-c h4 {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: .84rem;
  font-weight: 800;
  color: var(--ink);
  margin-bottom: 5px
}

.reg-c p {
  font-size: .78rem;
  color: var(--txt2);
  line-height: 1.65;
  margin-bottom: 7px
}

.reg-c a {
  color: var(--tl);
  font-weight: 700;
  font-size: .74rem
}

/* Complaints / Vulnerable */
.cvul-g {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 24px;
  margin-top: 36px
}

.cvul-c {
  background: #fff;
  border-radius: var(--r);
  border: 1.5px solid var(--bdr);
  padding: 26px 22px
}

.cvul-c .c-ico {
  font-size: 1.4rem;
  margin-bottom: 11px;
  background: var(--glt);
  border-color: rgba(212, 160, 23, 0.2)
}

.cvul-c .c-ico svg {
  color: var(--g1)
}

.cvul-c h3 {
  font-family: 'Cormorant Garamond', serif;
  font-size: 1.12rem;
  color: var(--ink);
  margin-bottom: 11px
}

.cvul-c p {
  font-size: .83rem;
  color: var(--txt2);
  line-height: 1.72;
  margin-bottom: 9px
}

.cvul-c ul {
  margin: 9px 0 13px
}

.cvul-c ul li {
  font-size: .82rem;
  color: var(--txt2);
  padding: 4px 0 4px 14px;
  position: relative;
  line-height: 1.6
}

.cvul-c ul li::before {
  content: '•';
  position: absolute;
  left: 0;
  color: var(--g1)
}

/* FAQ */
.faq-list {
  margin-top: 44px;
  max-width: 820px;
  margin-left: auto;
  margin-right: auto;
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.faq-item {
  border: 1.5px solid rgba(13, 27, 62, .08);
  border-radius: 12px;
  overflow: hidden;
  transition: border-color .22s, box-shadow .22s;
}

.faq-item.open {
  border-color: rgba(212, 160, 23, .35);
  box-shadow: 0 4px 20px rgba(212, 160, 23, .08);
}

.faq-q {
  width: 100%;
  background: #fff;
  border: none;
  padding: 18px 20px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  cursor: pointer;
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: .93rem;
  font-weight: 700;
  color: var(--ink);
  text-align: left;
  gap: 14px;
  transition: background .2s, color .2s;
}

.faq-q:hover {
  background: var(--off);
  color: var(--tl);
}

.faq-item.open .faq-q {
  background: var(--glt);
  color: var(--ink);
}

.faq-ico {
  width: 28px;
  height: 28px;
  border-radius: 50%;
  background: var(--pale);
  border: 1.5px solid var(--bdr);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: .88rem;
  flex-shrink: 0;
  transition: background .22s, color .22s, border-color .22s;
  color: var(--ink);
  font-weight: 700;
}

.faq-item.open .faq-ico {
  background: var(--gold-grad);
  color: var(--ink);
  border-color: transparent;
}

.faq-a {
  display: none;
  padding: 14px 20px 18px;
  font-size: .88rem;
  color: var(--txt2);
  line-height: 1.8;
  background: #fff;
  border-top: 1px solid rgba(13, 27, 62, .06);
}

.faq-item.open .faq-a {
  display: block
}

/* Blog */
.blog-g {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
  margin-top: 40px
}

.blog-c {
  display: flex;
  flex-direction: column;
  background: #fff;
  border-radius: 14px;
  border: 1.5px solid rgba(13, 27, 62, .07);
  overflow: hidden;
  transition: transform .25s cubic-bezier(.2,.8,.2,1), box-shadow .25s, border-color .25s;
  min-height: 100%;
  position: relative;
  box-shadow: 0 2px 14px rgba(13, 27, 62, .04);
}

.blog-c::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 3px;
  background: var(--gold-grad);
  transform: scaleX(0);
  transform-origin: left;
  transition: transform .3s;
}

.blog-c:hover::before,
.blog-c:focus-within::before {
  transform: scaleX(1);
}

.blog-c:hover {
  border-color: rgba(212, 160, 23, .3);
  transform: translateY(-5px);
  box-shadow: 0 16px 44px rgba(13, 27, 62, .12);
}

.blog-c:focus-within {
  border-color: rgba(212, 160, 23, .3);
  box-shadow: 0 16px 44px rgba(13, 27, 62, .12);
}

.blog-top {
  padding: 20px 20px 0
}

.blog-tag {
  display: inline-block;
  background: var(--pale);
  color: var(--ink);
  font-size: .64rem;
  font-weight: 800;
  letter-spacing: .9px;
  text-transform: uppercase;
  padding: 3px 8px;
  border-radius: 4px;
  margin-bottom: 8px
}

.blog-c h3 {
  font-family: 'Cormorant Garamond', serif;
  font-size: 1.05rem;
  color: var(--ink);
  margin-bottom: 8px;
  line-height: 1.28
}

.blog-c p {
  font-size: .8rem;
  color: var(--txt2);
  line-height: 1.65
}

.blog-foot {
  padding: 13px 20px;
  border-top: 1px solid var(--bdr);
  margin-top: auto;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 14px
}

.blog-date {
  font-size: .68rem;
  color: var(--txt2);
  font-weight: 600
}

.blog-link {
  font-size: .74rem;
  font-weight: 800;
  color: var(--gdk)
}

.blog-link::after {
  content: '';
  position: absolute;
  inset: 0
}

.blog-empty {
  grid-column: 1/-1;
  background: var(--pale);
  border: 1.5px dashed var(--bdr);
  border-radius: var(--r);
  padding: 28px;
  text-align: center;
  color: var(--txt2);
  font-size: .9rem;
  line-height: 1.7
}

/* Removed redundant .assurance section styles */

/* Contact */
.cnt-g {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 44px;
  margin-top: 44px
}

.ci h3 {
  font-family: 'Cormorant Garamond', serif;
  font-size: 1.3rem;
  color: var(--ink);
  margin-bottom: 18px
}

.c-item {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  margin-bottom: 16px
}

.c-ico {
  width: 44px;
  height: 44px;
  border-radius: 10px;
  background: var(--tllt);
  border: 1.5px solid rgba(26, 107, 104, 0.15);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1rem;
  flex-shrink: 0;
  color: var(--tl);
  transition: background .2s, border-color .2s
}

.c-ico svg {
  color: var(--tl);
  transition: color .2s
}

.c-item:hover .c-ico {
  background: var(--tl);
  border-color: var(--tl);
}

.c-item:hover .c-ico svg {
  color: #fff;
}

.c-item strong {
  display: block;
  font-size: .72rem;
  font-weight: 800;
  color: var(--ink);
  letter-spacing: .5px;
  text-transform: uppercase;
  margin-bottom: 2px
}

.c-item span,
.c-item a {
  font-size: .87rem;
  color: var(--txt);
  display: block
}

.c-item a {
  color: var(--tl);
  font-weight: 700
}

.urg {
  background: var(--rdlt);
  border-left: 4px solid var(--rd);
  border-radius: 0 8px 8px 0;
  padding: 12px 14px;
  margin-top: 18px;
  font-size: .78rem;
  color: var(--txt);
  line-height: 1.65
}

.urg strong {
  color: var(--rd);
  display: block;
  margin-bottom: 3px
}

/* Contact section background */
.cnt-sec {
  background: linear-gradient(160deg, #eef1fa 0%, #f7f6f4 55%, #f0f4ec 100%);
  position: relative;
  overflow: hidden;
}

.cnt-sec::before {
  content: '';
  position: absolute;
  top: -60px;
  right: -60px;
  width: 360px;
  height: 360px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(212, 160, 23, .07) 0%, transparent 70%);
  pointer-events: none;
}

.cnt-sec::after {
  content: '';
  position: absolute;
  bottom: -80px;
  left: -60px;
  width: 280px;
  height: 280px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(26, 107, 104, .06) 0%, transparent 70%);
  pointer-events: none;
}

.cfm {
  background: #fff;
  border-radius: var(--rl);
  padding: 36px 30px;
  box-shadow: 0 8px 36px rgba(13, 27, 62, .09);
  border: 1.5px solid rgba(13, 27, 62, .06);
}

.cfm h3 {
  font-family: 'Cormorant Garamond', serif;
  font-size: 1.5rem;
  color: var(--ink);
  margin-bottom: 22px;
}

.fg {
  margin-bottom: 13px
}

.fg label {
  display: block;
  font-size: .7rem;
  font-weight: 800;
  color: var(--ink);
  letter-spacing: .5px;
  text-transform: uppercase;
  margin-bottom: 5px
}

.fg input,
.fg select,
.fg textarea {
  width: 100%;
  border: 1.5px solid var(--bdr);
  border-radius: 7px;
  padding: 10px 12px;
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: .86rem;
  color: var(--txt);
  transition: border-color .2s;
  background: #fff
}

.fg input:focus,
.fg select:focus,
.fg textarea:focus {
  outline: none;
  border-color: var(--tl);
  box-shadow: 0 0 0 3px rgba(26, 107, 104, .08)
}

.fg textarea {
  resize: vertical;
  min-height: 86px
}

.fr2 {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 13px
}

.fcon {
  font-size: .69rem;
  color: var(--txt2);
  line-height: 1.6;
  margin-bottom: 13px
}

.fcon a {
  color: var(--tl)
}

.fsuc {
  display: none;
  background: var(--tllt);
  border-left: 4px solid var(--tl);
  border-radius: 0 8px 8px 0;
  padding: 12px 14px;
  font-size: .84rem;
  color: var(--txt);
  line-height: 1.62;
  margin-top: 11px
}

/* Newsletter */
.nl-sec {
  background: linear-gradient(140deg, #071529 0%, #0d1b3e 45%, #0e2050 100%);
  padding: 88px 0;
  overflow: hidden;
  position: relative;
}

.nl-sec::before {
  content: '';
  position: absolute;
  right: -80px;
  top: -80px;
  width: 480px;
  height: 480px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(212, 160, 23, .1) 0%, transparent 65%);
  pointer-events: none;
}

.nl-sec::after {
  content: '';
  position: absolute;
  left: -60px;
  bottom: -60px;
  width: 360px;
  height: 360px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(26, 107, 104, .12) 0%, transparent 65%);
  pointer-events: none;
}

.nl-inner {
  max-width: 600px;
  margin: 0 auto;
  text-align: center;
  position: relative;
  z-index: 1;
}

.nl-inner h2 {
  font-family: 'Cormorant Garamond', serif;
  font-size: clamp(1.8rem, 3vw, 2.4rem);
  color: #fff;
  margin-bottom: 14px;
  line-height: 1.1;
  text-wrap: balance;
}

.nl-inner p {
  font-size: .9rem;
  color: rgba(255, 255, 255, .68);
  line-height: 1.78;
  margin-bottom: 24px;
}

.nl-form {
  display: flex;
  gap: 8px;
  max-width: 480px;
  margin: 0 auto;
  background: rgba(255, 255, 255, .05);
  border: 1.5px solid rgba(255, 255, 255, .12);
  border-radius: 10px;
  padding: 6px;
}

.nl-form input {
  flex: 1;
  background: transparent;
  border: none;
  padding: 10px 14px;
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: .88rem;
  color: #fff;
  min-width: 0;
}

.nl-form input::placeholder {
  color: rgba(255, 255, 255, .38);
}

.nl-form input:focus {
  outline: none;
}

.nl-form:focus-within {
  border-color: rgba(212, 160, 23, .55);
  box-shadow: 0 0 0 4px rgba(212, 160, 23, .08);
}

.nl-topics {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  justify-content: center;
  margin: 20px 0 28px;
}

.nl-topics span {
  display: inline-block;
  padding: 5px 13px;
  border-radius: 20px;
  background: rgba(255, 255, 255, .07);
  border: 1px solid rgba(255, 255, 255, .12);
  font-size: .72rem;
  font-weight: 600;
  color: rgba(255, 255, 255, .7);
  letter-spacing: .3px;
  transition: background .2s, border-color .2s, color .2s;
}

.nl-topics span:hover {
  background: rgba(212, 160, 23, .12);
  border-color: rgba(212, 160, 23, .3);
  color: #f0c840;
}

.nl-note {
  font-size: .72rem;
  color: rgba(255, 255, 255, .42);
  margin-top: 14px;
  line-height: 1.7;
}

/* Modals */
.modal-ov {
  position: fixed;
  inset: 0;
  background: rgba(6, 12, 30, .72);
  z-index: 9000;
  display: none;
  align-items: flex-start;
  justify-content: center;
  padding: 36px 16px;
  overflow-y: auto;
  overscroll-behavior: contain
}

.modal-ov.open {
  display: flex
}

.modal-box {
  background: #fff;
  border-radius: 14px;
  max-width: 740px;
  width: 100%;
  margin: auto;
  box-shadow: 0 24px 80px rgba(0, 0, 0, .3)
}

.modal-hdr {
  background: var(--navy-grad);
  border-radius: 14px 14px 0 0;
  padding: 22px 28px;
  display: flex;
  align-items: center;
  gap: 12px
}

.modal-hdr .gbar {
  width: 3px;
  height: 22px;
  background: var(--gold-grad);
  border-radius: 2px;
  flex-shrink: 0
}

.modal-hdr h2 {
  font-family: 'Cormorant Garamond', serif;
  font-size: 1.35rem;
  color: #fff;
  flex: 1;
  margin: 0
}

.modal-x {
  background: rgba(255, 255, 255, .14);
  border: none;
  color: #fff;
  width: 30px;
  height: 30px;
  border-radius: 50%;
  cursor: pointer;
  font-size: .9rem;
  display: flex;
  align-items: center;
  justify-content: center;
  transition: background .2s
}

.modal-x:hover {
  background: rgba(255, 255, 255, .28)
}

.modal-bdy {
  padding: 26px 28px;
  max-height: 66vh;
  overflow-y: auto;
  font-size: .84rem;
  color: var(--txt2);
  line-height: 1.78
}

.modal-bdy h3 {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: .82rem;
  font-weight: 800;
  color: var(--ink);
  margin: 18px 0 7px;
  text-transform: uppercase;
  letter-spacing: .5px
}

.modal-bdy h3:first-child {
  margin-top: 0
}

.modal-bdy p {
  margin-bottom: 9px
}

.modal-bdy ul {
  margin: 6px 0 11px 16px
}

.modal-bdy ul li {
  list-style: disc;
  margin-bottom: 5px;
  line-height: 1.68
}

.modal-bdy .mbox {
  background: var(--tllt);
  border-left: 4px solid var(--tl);
  border-radius: 0 7px 7px 0;
  padding: 12px 14px;
  margin: 12px 0;
  font-size: .81rem;
  line-height: 1.65;
  color: var(--txt)
}

.modal-bdy .mbox strong {
  color: var(--tl);
  display: block;
  margin-bottom: 3px
}

.modal-bdy .mwarn {
  background: var(--amlt);
  border-left: 4px solid var(--am);
  border-radius: 0 7px 7px 0;
  padding: 12px 14px;
  margin: 11px 0;
  font-size: .79rem;
  color: var(--txt);
  line-height: 1.65
}

.modal-bdy .mwarn strong {
  color: var(--am);
  display: block;
  margin-bottom: 3px
}

.modal-ftr {
  background: var(--pale);
  padding: 11px 28px;
  border-top: 1px solid var(--bdr);
  font-size: .67rem;
  color: #999;
  line-height: 1.6;
  border-radius: 0 0 14px 14px
}

/* Footer */
footer {
  background: var(--ink);
  color: rgba(255, 255, 255, .68);
  padding: 0;
  position: relative
}

.footer-accent-bar {
  height: 5px;
  width: 100%;
  background: var(--gold-grad)
}

footer .container {
  padding-top: 58px
}

.fg4 {
  display: grid;
  grid-template-columns: 1.8fr 1fr 1fr 1fr;
  gap: 50px;
  padding-bottom: 40px;
  border-bottom: 1px solid rgba(255, 255, 255, .07)
}

.fb-logo-row {
  display: flex;
  align-items: center;
  gap: 15px;
  margin-bottom: 18px
}

.fb-logo-row img {
  width: 60px;
  height: 60px;
  object-fit: contain;
  border-radius: 9px;
  background: #fff;
  border: 1.5px solid rgba(212, 160, 23, .2);
  box-shadow: 0 2px 8px rgba(13, 27, 62, .1)
}

.fb-logo-row .ft {
  font-family: 'Cormorant Garamond', serif;
  color: #fff;
  font-size: 1.1rem;
  line-height: 1.2
}

.fb-logo-row .ft span {
  color: var(--g1);
  font-weight: 700
}

.fb p {
  font-size: .82rem;
  line-height: 1.75;
  margin-bottom: 18px;
  max-width: 320px
}

.freg {
  font-size: .7rem;
  color: rgba(255, 255, 255, .45);
  line-height: 1.8
}

.freg strong {
  color: rgba(255, 255, 255, .8);
  display: block;
  margin-bottom: 6px;
  font-size: .75rem
}

.freg a {
  color: var(--g1);
  text-decoration: none
}

.freg a:hover {
  text-decoration: underline
}

.fcol h4 {
  font-size: .75rem;
  font-weight: 800;
  letter-spacing: 1.2px;
  text-transform: uppercase;
  color: var(--g1);
  margin-bottom: 18px
}

.fcol ul {
  list-style: none;
  padding: 0;
  margin: 0
}

.fcol ul li {
  margin-bottom: 10px
}

.fcol ul li a {
  font-size: .8rem;
  color: rgba(255, 255, 255, .6);
  transition: color .2s;
  text-decoration: none;
  display: block
}

.fcol ul li a:hover {
  color: #fff
}

.footer-link-btn {
  background: none;
  border: none;
  padding: 0;
  font: inherit;
  font-size: .8rem;
  color: rgba(255, 255, 255, .6);
  cursor: pointer;
  text-align: left;
  transition: color .2s
}

.footer-link-btn:hover {
  color: #fff
}

.fca-warning {
  background: rgba(212, 160, 23, .1);
  border: 1px solid rgba(212, 160, 23, .3);
  border-radius: 8px;
  padding: 16px;
  margin: 24px 0;
  text-align: left;
  display: flex;
  align-items: center;
  gap: 12px
}

.fca-warning p {
  font-size: .8rem;
  color: rgba(255, 255, 255, .85);
  margin: 0;
  line-height: 1.5
}

.fca-warning a {
  color: var(--g1);
  font-weight: 700;
  text-decoration: none
}

.fca-warning a:hover {
  text-decoration: underline
}

.fbottom {
  padding: 20px 0;
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 15px
}

.fbottom p {
  font-size: .72rem;
  color: rgba(255, 255, 255, .4);
  margin: 0
}

.fbottom a {
  color: rgba(255, 255, 255, .4);
  font-size: .72rem;
  text-decoration: none;
  transition: color .2s
}

.fbottom a:hover {
  color: #fff
}

.fbottom .footer-link-btn {
  font-size: .72rem;
  color: rgba(255, 255, 255, .4)
}

.fbottom .footer-link-btn:hover {
  color: #fff
}

.fcomp {
  padding: 24px 0 16px;
  border-top: 1px solid rgba(255, 255, 255, .05);
  border-bottom: 1px solid rgba(255, 255, 255, .05)
}

.fcomp p {
  font-size: .68rem;
  color: rgba(255, 255, 255, .35);
  line-height: 1.8;
  text-align: justify;
  margin: 0
}

.fcomp a {
  color: rgba(255, 255, 255, .5)
}

/* Float CTAs */
.float {
  position: fixed;
  bottom: 96px;
  right: 26px;
  display: flex;
  flex-direction: column;
  gap: 15px;
  z-index: 9000;
  align-items: center
}

.float:hover .fbtn {
  opacity: 1;
  transform: translateY(0);
  pointer-events: auto
}

.fbtn-wa {
  animation: b 2s infinite
}

@keyframes b {

  0%,
  100% {
    transform: translateY(0)
  }

  50% {
    transform: translateY(-4px)
  }
}

.fbtn {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 58px;
  height: 58px;
  border-radius: 50%;
  box-shadow: 0 6px 22px rgba(0, 0, 0, .18);
  border: none;
  cursor: pointer;
  transition: transform .25s, box-shadow .25s, background .2s;
  text-decoration: none
}

.fbtn-wa {
  background: #25d366;
  color: #fff
}

.fbtn-wa:hover {
  background: #1fba5a;
  transform: translateY(-3px);
  box-shadow: 0 10px 28px rgba(37, 211, 102, .4)
}

.fbtn-ph {
  background: var(--gold-grad);
  color: var(--ink)
}

.fbtn-ph:hover {
  transform: translateY(-3px);
  box-shadow: 0 10px 28px rgba(212, 160, 23, .5)
}

.fbtn-cb {
  background: var(--navy-grad);
  color: #fff
}

.fbtn-cb:hover {
  transform: translateY(-3px);
  box-shadow: 0 10px 28px rgba(13, 27, 62, .5)
}

.fbtn .fi2 {
  font-size: 1.6rem;
  display: flex;
  align-items: center;
  justify-content: center
}

/* Back to top */
#btt {
  position: fixed;
  bottom: calc(26px + env(safe-area-inset-bottom));
  left: calc(26px + env(safe-area-inset-left));
  z-index: 500;
  width: 42px;
  height: 42px;
  border-radius: 50%;
  background: var(--navy-grad);
  border: none;
  color: rgba(255, 255, 255, .7);
  font-size: 1rem;
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: var(--sh);
  transition: opacity .22s, color .22s, box-shadow .22s, transform .22s;
  opacity: 0;
  pointer-events: none
}

#btt.vis {
  opacity: 1;
  pointer-events: auto
}

#btt:hover {
  transform: translateY(-3px);
  box-shadow: var(--shh);
  color: #fff
}

/* Cookie */
.cbar {
  position: fixed;
  bottom: 0;
  left: 0;
  right: 0;
  background: var(--ink);
  padding: 12px max(22px, env(safe-area-inset-right)) calc(12px + env(safe-area-inset-bottom)) max(22px, env(safe-area-inset-left));
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 14px;
  z-index: 998;
  flex-wrap: wrap;
  font-size: .76rem;
  color: rgba(255, 255, 255, .72);
  border-top: 2px solid var(--g1)
}

.cbar p {
  flex: 1;
  min-width: 180px;
  line-height: 1.6
}

.cbar a {
  color: var(--g1);
  cursor: pointer
}

.cbtns {
  display: flex;
  gap: 8px
}

.cbtns button:first-child {
  background: var(--gold-grad);
  color: var(--ink);
  border: none;
  padding: 8px 17px;
  border-radius: 5px;
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-weight: 800;
  font-size: .76rem;
  cursor: pointer
}

.cbtns button:last-child {
  background: transparent;
  color: rgba(255, 255, 255, .48);
  border: 1px solid rgba(255, 255, 255, .18);
  padding: 8px 12px;
  border-radius: 5px;
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-weight: 600;
  font-size: .76rem;
  cursor: pointer
}

.table-scroll {
  overflow-x: auto;
  -webkit-overflow-scrolling: touch
}

.table-scroll table {
  min-width: 560px
}

/* Reveal animations */
.reveal {
  opacity: 0;
  transform: translateY(22px);
  transition: opacity .55s, transform .55s
}

.reveal.vis {
  opacity: 1;
  transform: none
}

.d1 {
  transition-delay: .08s
}

.d2 {
  transition-delay: .16s
}

.d3 {
  transition-delay: .24s
}

.d4 {
  transition-delay: .32s
}

@media(prefers-reduced-motion:reduce) {

  *,
  *::before,
  *::after {
    animation-duration: .01ms !important;
    animation-iteration-count: 1 !important;
    scroll-behavior: auto !important;
    transition-duration: .01ms !important
  }
}

/* Responsive */
@media(max-width:1024px) {
  .hg {
    grid-template-columns: 1fr
  }

  .hero h1 {
    font-size: 2.5rem
  }

  .calc-wrap {
    grid-template-columns: 1fr
  }

  .abt-g {
    grid-template-columns: 1fr
  }

  .fg4 {
    grid-template-columns: 1fr 1fr
  }

  .reg-g {
    grid-template-columns: repeat(2, 1fr)
  }

  .spw-g3 {
    grid-template-columns: 1fr 1fr
  }

  .opt-grid {
    grid-template-columns: repeat(2, 1fr)
  }

  .tc-compliance {
    margin: -30px 0 24px;
    border-radius: 12px;
    padding: 18px 22px
  }
}

@media(max-width:768px) {
  .sec {
    padding: 60px 0
  }

  .sec-sm {
    padding: 48px 0
  }

  .ttl {
    font-size: 1.78rem
  }

  .strip .container {
    justify-content: center;
    text-align: center;
    gap: 6px
  }

  .strip-l,
  .strip-r {
    justify-content: center
  }

  .nl,
  .nc .btn,
  .nc .ph {
    display: none
  }

  .hbg {
    display: flex;
    flex: 0 0 auto;
    margin-left: auto
  }

  .navi {
    height: 72px
  }

  .logo-blk {
    flex-shrink: 1;
    max-width: calc(100% - 50px)
  }

  .logo-img {
    width: 46px;
    height: 46px
  }

  .logo-txt .ln {
    font-size: 1.05rem;
    white-space: nowrap;
    overflow: hidden;
    text-overflow: ellipsis
  }

  .logo-txt .lm {
    gap: 4px;
    flex-wrap: wrap
  }

  .logo-yr {
    display: none
  }

  .hero {
    padding: 68px 0 58px;
    min-height: 100dvh
  }

  /* clamp() handles fluid sizing — no override needed */

  .hero-stats {
    grid-template-columns: repeat(2, 1fr)
  }

  .stats-g {
    grid-template-columns: repeat(2, 1fr)
  }

  .why-g {
    grid-template-columns: 1fr
  }

  .timeline {
    grid-template-columns: 1fr;
    gap: 28px
  }

  .timeline::before {
    display: none
  }

  .cnt-g {
    grid-template-columns: 1fr
  }

  .cvul-g {
    grid-template-columns: 1fr
  }

  .blog-g {
    grid-template-columns: 1fr 1fr
  }

  .assurance-g {
    grid-template-columns: 1fr 1fr
  }

  .nl-form {
    flex-direction: column
  }

  .tdiv {
    display: none
  }

  .spw-g3 {
    grid-template-columns: 1fr
  }

  .opt-grid {
    grid-template-columns: 1fr
  }

  .spw-body {
    padding: 20px 16px
  }

  .float {
    bottom: 70px;
    right: 14px
  }

  .svc-grid {
    grid-template-columns: repeat(2, 1fr)
  }

  .spw-steps {
    grid-template-columns: repeat(2, 1fr);
    gap: 12px
  }

  .spw-step:not(:last-child)::after {
    display: none
  }

  .srv-tools {
    margin-left: -6px;
    margin-right: -6px;
    border-radius: 12px
  }

  .cat-filter {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 8px;
    overflow: visible;
    padding-bottom: 0;
    scroll-snap-type: none
  }

  .cat-btn {
    flex: initial;
    min-width: 0;
    white-space: normal;
    line-height: 1.25;
    text-align: center;
    scroll-snap-align: initial
  }

  .calc-wrap {
    grid-template-columns: minmax(0, 1fr);
    gap: 22px;
    margin-top: 28px;
    min-width: 0;
    width: 100%
  }

  .calc-box {
    padding: 26px 18px;
    min-width: 0;
    max-width: 100%;
    width: 100%;
    box-sizing: border-box
  }

  .calc-tabs {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 8px;
    min-width: 0
  }

  .calc-tabs .ct:last-child {
    grid-column: 1 / -1
  }

  .calc-group,
  .calc-result,
  .slider-wrap,
  .range-labels,
  .calc-free {
    min-width: 0;
    max-width: 100%
  }

  .ct {
    min-width: 0;
    width: 100%;
    white-space: normal
  }

  .calc-result {
    padding: 26px 18px
  }

  .calc-result .r-fee {
    font-size: 2.5rem
  }

  .blog-foot {
    align-items: flex-start;
    flex-direction: column
  }

  .tc-badges {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 18px
  }

  .tc-compliance {
    flex-direction: column;
    gap: 12px
  }

  .tc-compliance .tc-icon {
    margin-top: 0
  }

  .panels-wrapper {
    flex-direction: column;
    border-radius: 16px;
    margin-top: 32px
  }

  .panels-sidebar {
    flex: none;
    width: 100%;
    position: static;
    border-right: none;
    border-bottom: 1.5px solid var(--bdr);
    padding: 20px;
    background: linear-gradient(180deg, var(--pale) 0%, #fff 100%);
    max-height: none;
    top: auto;
    align-self: auto
  }

  .ps-menu {
    flex-direction: row;
    flex-wrap: wrap;
    gap: 8px
  }

  .ps-btn {
    flex: 1 1 auto;
    min-width: 140px;
    justify-content: center;
    font-size: .85rem;
    padding: 10px 12px
  }
}

@media(max-width:480px) {
  .container {
    padding: 0 14px
  }

  /* hero h1 uses clamp() — fluid by default */

  .hero-btns {
    flex-direction: column
  }

  .hero-btns .btn {
    width: 100%
  }

  .hero-stats {
    grid-template-columns: 1fr 1fr
  }

  .spw-g3,
  .opt-grid {
    grid-template-columns: 1fr
  }

  .svc-grid {
    grid-template-columns: 1fr
  }

  .spw-hd {
    padding: 20px 24px
  }

  .spw-steps {
    grid-template-columns: 1fr
  }

  .blog-g {
    grid-template-columns: 1fr
  }

  .reg-g {
    grid-template-columns: 1fr
  }

  .fg4 {
    grid-template-columns: 1fr
  }

  .tc-badges {
    grid-template-columns: 1fr;
    gap: 16px
  }

  .qp {
    grid-template-columns: 1fr 1fr
  }

  .fr2 {
    grid-template-columns: 1fr
  }

  .assurance-g {
    grid-template-columns: 1fr
  }

  .stats-g {
    grid-template-columns: 1fr 1fr
  }

  .spw-steps {
    grid-template-columns: 1fr
  }

  .float {
    left: 14px;
    right: 14px;
    align-items: stretch
  }

  .fbtn {
    justify-content: center
  }

  #btt {
    bottom: 18px;
    left: 14px
  }

  .cbar {
    align-items: stretch
  }

  .cbtns,
  .cbtns button {
    width: 100%
  }

  .cbtns {
    flex-direction: column
  }
}


/* ===== NEWS DETAIL PAGE STYLES =====
   :root vars and base reset live in tokens.css — link it before this file. */

.container {
  max-width: 1180px;
  margin: 0 auto;
  padding: 0 26px;
}

/* Navigation */
nav {
  background: rgba(255, 255, 255, 0.95);
  backdrop-filter: blur(12px);
  border-bottom: 1px solid rgba(226, 226, 226, 0.5);
  padding: 15px 0;
  position: sticky;
  top: 0;
  z-index: 1000;
}

.nav-inner {
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.logo {
  font-family: 'Cormorant Garamond', serif;
  font-size: 1.6rem;
  color: var(--ink);
  font-weight: 700;
  line-height: 1.1;
}

.logo span {
  color: var(--g1);
}

.nav-links a {
  margin-left: 24px;
  font-weight: 600;
  font-size: 0.9rem;
  color: var(--txt2);
  position: relative;
}

.nav-links a:hover,
.nav-links a.active {
  color: var(--ink);
}

/* Article Header */
.article-header {
  text-align: center;
  max-width: 960px;
  margin: 80px auto 40px;
  position: relative;
}

.article-cat {
  display: inline-block;
  background: rgba(212, 160, 23, 0.15);
  color: var(--gdk);
  padding: 6px 16px;
  border-radius: 30px;
  border: 1px solid rgba(212, 160, 23, 0.3);
  font-size: 0.8rem;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 1.5px;
  margin-bottom: 24px;
}

.article-title {
  font-family: 'Cormorant Garamond', serif;
  font-size: 4rem;
  color: var(--ink);
  margin: 0 0 24px;
  line-height: 1.1;
  letter-spacing: -1px;
}

.article-meta {
  font-size: 0.95rem;
  color: var(--txt2);
  font-weight: 600;
  display: flex;
  justify-content: center;
  align-items: center;
  gap: 10px;
}

.article-meta .type-badge {
  background: var(--pale);
  padding: 4px 10px;
  border-radius: 6px;
  font-size: 0.75rem;
  color: var(--ink);
  border: 1px solid var(--bdr);
}

/* Image */
.article-img-wrapper {
  margin: -60px -80px 50px;
  border-bottom: 1px solid rgba(0, 0, 0, 0.06);
  position: relative;
}

.article-img-wrapper img {
  width: 100%;
  display: block;
  object-fit: cover;
  max-height: 400px;
  border-radius: 24px 24px 0 0;
}

/* Content */
.article-content {
  max-width: 960px;
  margin: 0 auto 100px;
  background: #fff;
  padding: 60px 80px;
  border-radius: 24px;
  box-shadow: 0 12px 40px rgba(13, 27, 62, 0.08);
  border: 1px solid rgba(0, 0, 0, 0.04);
  line-height: 1.85;
  font-size: 1.1rem;
  color: var(--txt);
}

/* Source Reference */
.source-ref {
  margin-top: 50px;
  padding: 24px 30px;
  background: linear-gradient(135deg, #f0f3fa 0%, #fdf6e0 100%);
  border-radius: 14px;
  border-left: 4px solid var(--g1);
  display: flex;
  align-items: center;
  gap: 14px;
  flex-wrap: wrap;
}

.source-ref .label {
  font-size: 0.78rem;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 1.2px;
  color: var(--txt2);
}

.source-ref a {
  color: var(--tl);
  font-weight: 700;
  font-size: 0.9rem;
  word-break: break-all;
  text-decoration: underline;
  text-decoration-color: rgba(26, 107, 104, 0.3);
  transition: color 0.3s ease, text-decoration-color 0.3s ease, transform 0.3s ease;
}

.source-ref a:hover {
  color: var(--ink);
  text-decoration-color: var(--ink);
}

.article-content>p:first-of-type::first-letter {
  font-family: 'Cormorant Garamond', serif;
  font-size: 4.5rem;
  float: left;
  line-height: 1;
  padding-right: 12px;
  color: var(--ink);
  margin-top: 4px;
}

.article-content h2 {
  font-family: 'Cormorant Garamond', serif;
  font-size: 2.2rem;
  color: var(--ink);
  margin: 50px 0 20px;
  line-height: 1.2;
}

.article-content h3 {
  font-size: 1.4rem;
  color: var(--ink2);
  margin: 30px 0 15px;
}

.article-content p {
  margin-bottom: 24px;
}

.article-content ul {
  margin-bottom: 24px;
  padding-left: 20px;
}

.article-content li {
  margin-bottom: 12px;
  padding-left: 8px;
}

.article-content li::marker {
  color: var(--g1);
  font-size: 1.2rem;
}

/* Back Link */
.back-link {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  margin-bottom: 40px;
  font-weight: 700;
  color: var(--txt2);
  font-size: 0.9rem;
}

.back-link:hover {
  color: var(--ink);
  transform: translateX(-4px);
}

/* Footer */
footer {
  background: var(--ink);
  color: #fff;
  padding: 50px 0 30px;
  text-align: center;
  border-top: 4px solid var(--g1);
}

.footer-logo {
  font-family: 'Cormorant Garamond', serif;
  font-size: 1.5rem;
  margin-bottom: 10px;
}

.footer-logo span {
  color: var(--g1);
}

.footer-text {
  font-size: 0.85rem;
  opacity: 0.6;
}

@media (max-width: 768px) {
  .article-title {
    font-size: 2.5rem;
  }

  .article-content {
    padding: 40px 24px;
    font-size: 1.05rem;
    max-width: 95%;
  }

  .article-img-wrapper {
    margin: -40px -24px 30px;
  }

  .source-ref {
    flex-direction: column;
    align-items: flex-start;
  }

  .nav-links {
    display: none;
  }
}

/* What Happens Next - Form Microcopy */
.what-next {
  margin-top: 20px;
  padding: 18px 20px;
  background: var(--tllt);
  border-radius: 10px;
  border: 1px solid rgba(26, 107, 104, 0.18);
}

.what-next h4 {
  font-size: 0.78rem;
  font-weight: 800;
  color: var(--tl);
  text-transform: uppercase;
  letter-spacing: 0.8px;
  margin: 0 0 14px;
}

.wn-steps {
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.wn-step {
  display: flex;
  align-items: flex-start;
  gap: 12px;
}

.wn-num {
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: var(--tl);
  color: #fff;
  font-size: .68rem;
  font-weight: 800;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  margin-top: 1px;
}

.wn-step div:last-child {
  display: flex;
  flex-direction: column;
  gap: 2px;
}

.wn-step strong {
  font-size: .82rem;
  color: var(--ink);
  font-weight: 700;
}

.wn-step span {
  font-size: .77rem;
  color: var(--txt2);
  line-height: 1.45;
}

/* Hero form focus icon color */
.hf .fi-wrapper:has(input:focus) .fi-icon,
.hf .fi-wrapper:has(select:focus) .fi-icon {
  color: var(--g2);
  opacity: 1;
}

/* Ensure SVG icons align in floating CTAs */
.fbtn .fi2 svg {
  display: block;
}

/* Footer links (shared footer) */
.footer-links {
  display: flex;
  flex-wrap: wrap;
  gap: 16px;
  justify-content: center;
  margin: 20px 0 16px;
}

.footer-links a {
  color: rgba(255, 255, 255, 0.7);
  font-size: 0.85rem;
  font-weight: 600;
  transition: color 0.2s;
}

.footer-links a:hover {
  color: #fff;
  text-decoration: underline;
}

/* ── 1.4 Sticky CTA Bar (replaces exit-intent modal) ── */
.sticky-cta {
  position: fixed;
  bottom: 0;
  left: 0;
  right: 0;
  z-index: 900;
  background: var(--ink);
  border-top: 3px solid var(--g1);
  transform: translateY(100%);
  transition: transform 0.4s cubic-bezier(0.16, 1, 0.3, 1);
  padding: 12px 0;
  box-shadow: 0 -4px 32px rgba(13, 27, 62, 0.25);
}

.sticky-cta.visible {
  transform: translateY(0);
}

.sticky-cta-inner {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 26px;
  display: flex;
  align-items: center;
  gap: 16px;
  flex-wrap: wrap;
}

.sticky-cta-text {
  color: rgba(255, 255, 255, 0.85);
  font-size: 0.9rem;
  font-weight: 600;
  flex: 1;
  min-width: 200px;
}

.sticky-cta-btns {
  display: flex;
  gap: 10px;
  flex-wrap: wrap;
}

.sticky-btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 10px 20px;
  border-radius: 8px;
  font-size: 0.88rem;
  font-weight: 700;
  text-decoration: none;
  transition: background 0.2s ease, color 0.2s ease, border-color 0.2s ease, box-shadow 0.2s ease, transform 0.2s ease;
  border: none;
  cursor: pointer;
}

.sticky-btn svg {
  width: 16px;
  height: 16px;
  flex-shrink: 0;
}

.sticky-btn-call {
  background: var(--tl);
  color: #fff;
}

.sticky-btn-call:hover {
  background: var(--tlm);
  transform: translateY(-1px);
}

.sticky-btn-cb {
  background: var(--gold-grad);
  color: var(--ink);
  box-shadow: 0 4px 12px rgba(212, 160, 23, 0.3);
}

.sticky-btn-cb:hover {
  transform: translateY(-1px);
  box-shadow: 0 6px 16px rgba(212, 160, 23, 0.4);
}

.sticky-dismiss {
  background: none;
  border: none;
  color: rgba(255, 255, 255, 0.5);
  font-size: 1rem;
  cursor: pointer;
  padding: 4px 8px;
  transition: color 0.2s;
  margin-left: auto;
}

.sticky-dismiss:hover {
  color: #fff;
}

@media (max-width: 640px) {
  .sticky-cta-inner {
    flex-direction: column;
    align-items: flex-start;
    gap: 10px;
  }

  .sticky-cta-text {
    min-width: 0;
    width: 100%;
  }

  .sticky-cta-btns {
    width: 100%;
  }

  .sticky-btn {
    flex: 1;
    justify-content: center;
  }

  .sticky-dismiss {
    position: absolute;
    top: 8px;
    right: 12px;
    margin-left: 0;
  }

  .sticky-cta {
    padding-top: 32px;
  }
}

@media (prefers-reduced-motion: reduce) {
  .sticky-cta {
    transition: none;
  }
}

/* ── Situation Finder Bar ── */
.sitfind-bar {
  background: linear-gradient(90deg, #f7f6f4 0%, #f0f3fa 100%);
  border-top: 1px solid var(--bdr);
  border-bottom: 1px solid var(--bdr);
  padding: 14px 0;
}

.sitfind-bar .container {
  display: flex;
  align-items: center;
  gap: 16px;
  flex-wrap: wrap;
}

.sitfind-label {
  font-size: .72rem;
  font-weight: 800;
  color: var(--ink);
  letter-spacing: .5px;
  text-transform: uppercase;
  white-space: nowrap;
  flex-shrink: 0;
}

.sitfind-scroll {
  display: flex;
  gap: 8px;
  flex-wrap: wrap;
  align-items: center;
}

.sitfind-chip {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 7px 13px;
  border-radius: 999px;
  border: 1.5px solid var(--bdr);
  background: #fff;
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: .78rem;
  font-weight: 700;
  color: var(--txt);
  cursor: pointer;
  transition: background .2s, border-color .2s, color .2s, box-shadow .2s, transform .15s;
  white-space: nowrap;
  box-shadow: 0 1px 4px rgba(13, 27, 62, .04);
}

.sitfind-chip:hover {
  background: var(--glt);
  border-color: var(--g1);
  color: var(--ink);
  transform: translateY(-1px);
  box-shadow: 0 3px 10px rgba(212, 160, 23, .18);
}

.sitfind-chip:focus-visible {
  outline: 3px solid var(--g1);
  outline-offset: 2px;
}

/* ── Service Card Badges ── */
.svc-card-badge {
  position: absolute;
  top: 12px;
  right: 12px;
  font-size: .6rem;
  font-weight: 800;
  letter-spacing: .7px;
  text-transform: uppercase;
  padding: 4px 9px;
  border-radius: 4px;
  z-index: 2;
  line-height: 1.2;
}

.svc-card-badge--popular {
  background: var(--gold-grad);
  color: var(--ink);
  box-shadow: 0 2px 8px rgba(212, 160, 23, .3);
}

.svc-card-badge--urgent {
  background: var(--rd);
  color: #fff;
  box-shadow: 0 2px 8px rgba(178, 40, 40, .25);
}

/* ── Timeline 4-step variant ── */
.timeline-4 {
  grid-template-columns: repeat(4, 1fr);
}

.timeline-4::before {
  left: 12.5%;
  right: 12.5%;
}

/* ── Responsive: Situation Finder ── */
@media (max-width: 768px) {
  .sitfind-bar .container {
    flex-direction: column;
    align-items: flex-start;
    gap: 10px;
  }

  .sitfind-scroll {
    gap: 6px;
    overflow-x: auto;
    flex-wrap: nowrap;
    padding-bottom: 4px;
    -webkit-overflow-scrolling: touch;
    scrollbar-width: none;
    width: 100%;
  }

  .sitfind-scroll::-webkit-scrollbar {
    display: none;
  }

  .sitfind-chip {
    flex-shrink: 0;
  }

  .timeline-4 {
    grid-template-columns: 1fr 1fr;
    gap: 24px;
  }

  .timeline-4::before {
    display: none;
  }
}

@media (max-width: 480px) {
  .timeline-4 {
    grid-template-columns: 1fr;
  }
}